Canada Life Group Benefits Insurance Reviews

This could be great Is. Company for Group Bens. if their agents were actually trained in the aspects of this type of Insurance. Every claim I have sent in has been rejected and then sometimes paid out. It takes an enormous amount of time to continually provide additional information before a claim is paid out. When calling the Call Centre you wait forever to talk to an agent who is usually in a hurry to get off of the phone? Furthermore, they have a committee who approves some drugs that are not always on their list of prescribed drugs. This committee in my case misread all Doctors info and Pharmacy Info. Therefore rejecting my claim. Called in as advised by supervisor who just said Call back to call center they have copies of letters. They did not, and only explained that it takes weeks for decisions to be made? Yet I had a letter of decline in my hand. It speaks volumes when a supervisor manager does not even understand what her Call Centre has as information. As I said, this could be a really good Insurance Company if they just understood what they were selling and actually did due diligence when making decisions.

Doesn’t provide service like in contract. Always delays the payment. Bad customer service.

Switching to Canada life I have to fill out all sorts of crap and jump through hoops galore in order to get approved.
Their staff make you look up DINS on their website (too lazy).
I have a feeling I’ll be disapproved for the new diabetes meds. Best of luck to everyone forced to deal with Canada Life.

I am a retired Canada Life employee with 37 years of service. I worked in a number of areas, and for 22 years was responsible for the management of group health, dental and disability claims. Our service standard for medical/dental claims was 5 days for dental and 10 for medical claims. We consistently met these service goals, in a very competitive group insurance market. Not to do so, would have resulted in a loss of business and “my job”. It is shocking to see the current state of affairs in Canada Life’s claims area. The acquisition of the Federal Civil Service Plan has resulted in huge increases in claim volumes, without sufficient staff to provide adequate service. Senior Management are to blame. Hopefully, more staff have been hired and within a short period of time the claims area will be able to deliver much better service to all their group health and dental customers.

Ever since Canada life became the PSHCP insurer it has been a nightmare to get claims approved. Long processing times, multiple audits, unknowledgeable customer service reps. It's a circus. Missing sunlife with seamless app claim.

The government needs to investigate them and find a better provider.

Worst service EVER! Messages (plural) sent through their online portal not even acknowledged, no response. Submitted a claim - Canada Life has advised me that the garment prescribed by my physician for the treatment of a recently diagnosed condition.
Is not considered a valid treatment by them. Apparently, they know more about me & my condition than my physician. Appalling.

Canada Life owes me $500 from claims I direct billed last week and that they accepted. The usual timeline for payments is approximately 2 days. It has now been 8 days. I am a sole proprietor and cannot float this debt. I have have been on hold several times this week for long durations but had to hang up because I have to work. I have communicated with my clients that until Canada Life fixes their "technical difficulty" I they will have to use some other method of payment.

Canada life is definitely the worst insurance company in existence. Their so called customer service is ridiculous. None of the “agents” care. You submit a claim and wait months to be reimbursed. They stall on purpose, they don’t want to pay any claims. Please do yourself a favor and stay away from this horrible company. My ex husband’s insurance company reimburses their claims in 24 hours or less. Canada life is a joke. Months to get your money and even when it’s the “leftover” amount. Unprofessional and brutal! I wish my employer would make the switch !!!!!!

I was diagnosed with a cancer that came back. They cannot cure it but it can be treated. The form for pre authorization was sent 3 weeks ago both by the oncology department and Phizer. Both have confirmed that they have had only problems with this company. Today I paid 6200$ for my medication on my credit card. I can’t keep this up. I’m so discouraged.