Aviva Auto Insurance Reviews

I've never seen an insurance company work like this. I got a quick quote online, price was good, so I called. Waited 15 minutes, got through to a CSR, she was very kind, I spent the better part of 2 hours answering questions (house + 3 cars), she confirmed pricing asked that I send info by e-mail, so far so good.
I don't hear back for 1 week, so I email back asking for confirmation of contract. I get an email reply asking for me to call them.
Again, wait 20+ minutes for someone to pick up. Now I'm speaking to a different CSR AND SHE MAKES ME GO OVER EVERYTHING I HAD DONE ALREADY WITH CSR 1. As I write this my phone is showing 1:51:58 INSANE!!!

I'm a full-time caregiver managing and attempting to provide my dying mother the most love and attention I can her! But, here I sit on HOLD for such a damned prolonged time waiting upon AVIVA representatives to pick up! AVIVA had taken into their hands over $3,200 on our home and auto, (we're the type of folk that in 40 years have NEVER had a single claim!) ... anyways, what neglectful customer service when they can't even hire enough employees to tend incoming calls, I can only imagine the massive headache if I were to have a claim! Next year, I'm going back to one of the smaller regional companies that immediately answer their calls, even if that means paying slightly more on insurance rates! Last year, signing up with PC insurance was an easy and smooth process with short wait times, now though with calls being taken by AVIVA, the service has tanked! AVIVA, your client's time means something to them, obviously not to you, I'll be taking my future business elsewhere! YES, I'm STILL on HOLD! Yeah, yeah, they say to call between such and such hours when it's less busy for them. Well, I'm BUSY at those times myself!!

I am a female 61 years old never had an accident in my life haven’t had a ticket in more than 25 years. Two years ago on an icy rainy night, I literally hit a wall my car just slid! No damage to the wall no other cars involved but 10 thousand dollars to my car... I had accident forgiveness so one year after the accident my insurance went up Approximately 300 dollars? Year 2 after the accident my insurance has gone up an additional 600 dollars so in 2 years $9 hundred dollars? Where is the accident forgiveness? This is totally unacceptable and my agent keeps saying “well you had an accident” yes BUT I had accident forgiveness so how does that work? I work from home therefore it’s pleasure driving only. I park it in a garage it has onstar onboard snow tires in the winter BUT years of being a loyal customer I dinged $600 this 2020 renewal?

I was involved in a minor fender bender back in March. Everyone was so helpful at first. It was an awesome experience I was really impressed... for a while. Then the Aviva claims guy tells me to go to a "recommended" place to have my car checked out and adjusted. He says there's an adjuster there. So I go, they take pictures of my car, I give them my claim number. Everything seems normal from what I understand. Then a week later, the claims guy emails me and says I need to take my car in for pictures. I let him know that I did, to the place he recommends. He says they don't have the pictures and that I need to go back and do it again. I tell him that, no, I went, they took pictures, (the place is a 40-minute drive out of my way) and to figure out what's going on and get back to me ASAP so I know what steps to take next. I haven't heard from him since. This was in May, it's now almost November. They just seemed to abandon me. I don't know, I'll just go fix it myself.

Aviva sends out confusing renewal forms to current customers and if you make one mistake or mail it late they cancel your insurance. These forms are confusing and you are too include information that you might not know is pertinent. I had one late payment with CAA and that black mark has followed me. DO NOT do business with them! I have no accidents and no claims yet they cancelled my coverage. If your first language is not English then you are in a paperwork nightmare that could land you in hot water.

I have been with AVIVA for almost 2 years. It is my first time having auto insurance as I have been on my parents' plan while in university. I was really happy at first. The monthly prices were fair, and they were responsive to my needs when I moved and needed to change my address on file. All was well with my first renewal, it was processed automatically. I have no accidents, tickets, and a pristine driving record. I thought it was a blissful union (lol)... On the last 3 months, I had one claim and I thought it was handled well. It was a not-at-fault accident. The adjustor at AVIVA was on my side, communication was great, and he made sure the other party's insurance paid for the whole thing (repairs, rental), including making sure my deductible was waived. Anyway, I was happy! Then I got the package of renewal information. Another reviewer called it the Aviva Alberta Exodus and I think it's a great title...I'm in Alberta. I was shocked they asked me to re-apply and was told by a friend who works in insurance that Aviva is firing clients in Alberta because they have lost money in the past few years. I figured...it's not my fault! I never missed a payment. Then, the adjustor working on my claim goes MIA. I finally call and am told that he is no longer working there...communication has taken a bad turn. It's sad because things were good at first. I am switching insurance providers for my upcoming renewal...not worth the hassle. Good luck finding something better, everyone!

After over 30 years of being insured with RBC, in which my rate had declined every year since 2001, Aviva took over the RBC insurance work and my rate increased within two months by $20 a month for no reason (no tickets, no violations, no claims) and no explanation. Went to another company and my rate dropped by $35 from what it had been with RBC ($55 a month from the Aviva rate).

Sharing my experience in regards to Aviva to hopefully shed some light on this insurer. I was with RBC for over 20 years, no issues, great service, quick response to claims etc. Simply the opposite is true with Aviva. The claims adjuster in my case has not even once answered his phone or returned my phone call even though they should respond within one business day. I have called multiple times. Email communication is an outrage, with lack of email response with two-three weeks at a time. Claims management takes four days to review the situation and respond. In short, it's the customer's fault the claims adjuster does not reply to phone/email. Simply, bad all around experience with this insurer.

I had been insured with this company for 3+ years with no issues, and good rates. I recently received a letter in the mail stating that my policy would not be renewed because I had missed a deadline to submit an application for insurance. I was not told about this form at all. I had renewed several times in the past without needing to submit any forms. I called and they said the only way to renew was to apply as a new customer, even though my insurance did not expire for over a month. She kept saying that the process might take longer than I had and encouraged me to get quotes from other companies. What kind of business is run that way? I had a claim earlier this year but had accident forgiveness, I believe this was a scam to make me give up my accident forgiveness and start a new policy at a higher rate. Absolutely do not recommend this company.

Had to take them to court to get them to honour their all perils policy. Took 3 years but judgement went against them. They just didn't want to pay the claim, which was under $ 10,000. Employed a lawyer to find every technicality that he could. Must have cost them huge. Their ombudsmen told me that, "...he had been overruled by Corporate." More than 20 years a customer with no claims. The part that bothers me is that they face no consequences for their actions. FSCO is toothless and completely ineffective; a paper tiger without any power.