Walmart Rewards Mastercard Credit Card Reviews

I received my Walmart Rewards Mastercard on June 26 of this year. By July 2nd it was on it's second “Security Investigation” for “abnormal activity”, no kidding… it had no activity history, I just received it, so wouldn't any activity be considered abnormal at this point?! It is now September 17th and the card is still under “Security Investigation” and none of their Security Department Agents can assist me. They just tell me to be patient and wait for someone to call me back. The first security investigation I was told occurred because I used the card, which they told me to do to earn the rewards I was promised. The second security investigation was because I tried to use the card at a dollar store! In the meantime, I am denied access to my online account to see what, if anything, is happening on the card and can't see my balance or if the 'insurance product' that I cancelled the day I received the card is indeed cancelled or if I'm being charged anything. It's completely frustrating! I do not understand why if my card is under security investigation is the security department can't help me? They say it's for my security, umm not feeling so secure when I can't see if there has been any activity on my account. Seems like a complete scam to me.

A stranger ( an anonymous person) had made 3 purchases of $267 overnight on my Walmart Credit card. These transactions were charged on my PayPal account that’s linked to the Walmart master card. Next morning as soon as I noticed the charges, immediately called both PayPal and Walmart, and reported the fraud to them. I was told to give them a few days to investigate the fraud. Long story short they both approved that this was a fraud case. So, The PayPal ( merchant) paid Walmart the amount that was stolen from me, however, the Walmart still keeps billing me the amounts of $801 on my statements. Every time I called the Walmart’s master card customer service, the call gets transferred to a foreign country ( mostly Philippines), they take all my information to verify my call then they say I must be transferred to their security department, and after a long wait it rings a couple of times and my call gets disconnected. I kept trying many times and finally were able to talk to their security department they made an excuse that the amount was double credited ( which Walmart fails to provide me a proof if they deposited the amount on the card). As soon as I request them to send me the proof for their claim my call gets immediately disconnected. Walmart is supposed to send me a bill with a zero balance since they received the stolen money paid them by PayPal, but still wants to charge me for that. This is absolutely unfair. I am just sharing my story with public then people will give it a second thought before signing up for the Walmart master card. They have zero customer protection. Do not fall in the trap.

I don't use Uber Eats and somehow someone in a different city used it three times. Thank god I check my card often and caught it the next day. I called the fraud department. They took two charges off and deemed the third one legitimate. Do not get this card! They are probably running a scam with Uber Eats. Not sure how they can get the money back from them.

I had a Walmart Rewards MC it was fine until they upgraded to the World Mastercard. Then two fraud attempts. At the latest, I’ve been overcharged for a cheque in the USA for $5988.00 and I’ve never been to the USA and don’t have a passport to go there. The Walmart fraud department has been useless telling me they will cancel the amount on my statements but then it still shows up when I call for my balance. I phoned this morning and explained to three people my situation and the last told me she will call me tomorrow after she investigates again. No sense talking to Walmart Financial customer service. Stay away from these crooks, they lure you in with rewards points and then rake you over.

They are a fraudulent company preying on newcomers. The card is free, but the cost and risk are too high if there are any issues with automatic payment, unidentified transactions. As I reported about my two unidentified transactions with the amount of $69 each. I called so many times for a dispute. I haven't heard anything from them yet. I am so frustrated now even though I closed my account still I am getting so many calls every day regarding my outstanding payment. My score fell from 817 to 647 after working for years to build my credit as a newcomer! Stay away from this credit card. It is the worst ever!