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Desjardins Insurance Auto Insurance Reviews

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(267 reviews)
Desjardins Insurance
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Penalized for Loyalty

by Carol Huska on Aug 3, 2023
2 out of 5 stars

Desjardins customer for Auto insurance since 2019, had to change insurance due to address move and insurance went up $1000.

- fully paid off car
- full g
- no accidents
- no tickets
- no demerit points

Moved to a better housing situation for me & my family? One thousand extra dollars. I am sick.

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Stay away from Desjardins

by Diak on Jan 25, 2022
1 out of 5 stars

They’ll increase your insurance every year they don’t care about your clean driving records they’ll always increase. 3 year with them paid over 15 thousand dollars for nothing.

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Never use Desjardins

by Derrick Huo on Jul 17, 2021
1 out of 5 stars

Every year renewal, they treat their clients like ATM, even without any claims, and perfect record. I have switched to another company when they had raised my rate by 66 dollars for no reason. They just want your money. Stay away from them!!!

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

Terrible Insurance Company

by AthenaZ on Jan 14, 2021
1 out of 5 stars

I have never checked reviews about Desjardin. However similar to the majority of other reviews here, I have been with State Farm for over 20 years for both Home and Auto and since Desjardin took over I have been charged a lot more year after year. Most recently I called to get some explanation even though I had 0 claims all my life, their agents along with their people are extremely rude and data in their system is inaccurate. I definitely DO NOT recommend them to anybody. I am searching for another reliable insurance provider for both Home and Auto.

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Absolutely Horible

by Adam on Jan 11, 2021
1 out of 5 stars

My wife and I have been with State Farm for 30 years and It was OK for the most part, but ever since Desjardins took over, with 0 claims or accidents my multi-car and home insurance went up to close to 30% that is absolutely cruel.

I’m in a process of looking for a different insurance company, but if you are new and need to insure your car, home or both I will strongly advise you do not even consider Desjardins, they are absolutely unreasonable.

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Most expensive

by Perro Brian on Jan 6, 2021
1 out of 5 stars

After being with State Farm for many years I realized that since Desjardins took over, and with no claims, I was still paying almost twice as much for home and auto insurance. So I started getting quotes and realized what they were overcharging me, but the kicker comes when I switched insurance companies, and they charged me almost $500.00 and refused to tell me how much of that cost was a penalty! That is just bordering on fraud if you ask me.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Premiums went up?

by Bruce on Nov 23, 2020
1 out of 5 stars

They raised my premiums after 1 year of coverage. Nothing has changed in my policy. No accidents or claims. I tried to get this resolved but the agents keep changing the subject on the phone. Managers are useless and do the same thing. These are con artists and should be investigated by the police and the Federal government.

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Charge WAY too much

by nope on Oct 7, 2020
1.5 out of 5 stars

I was being grossly overcharged for insurance that I never made a claim with but for some reason kept increasing instead of decreasing every year. I found a company that is now charging me less than half of what Desjardins was. I cancelled my Desjardins policy and they are now charging me a whopping 18% of what was left of my yearly premium as a cancellation fee. The office claimed that the insurance agent is entitled to charge this "short rate" fee whenever you cancel a policy early, fine, I expected to pay a cancellation fee, but the amount I was charged is ludicrous. I will never purchase insurance from this company again.

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Awful costumer service

by BW on Jul 6, 2020
1 out of 5 stars

After 15 years with them, paying in full every year with no claims, they raised my rates by 20% since Certas have taken over. There used to be a family feel in the office, where you felt at home so you felt you could trust them, be aware now as you are only a number to them now, money is all they are concerned about.

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Ridiculous Price Increase

by Aaron on Feb 24, 2020
1.5 out of 5 stars

The first year our insurance was $170.00 The following year it went up to 194.00 (for no reason – we had no traffic violations, a decent (2018 - so at this point a one-year-old) car. Our new quote is now $287.00. No claims have been made, nothing has happened. No tickets, no accidents, nothing. This is insane.

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