Cooperators Home Insurance Reviews

After 12 years with Cooperators with 0 claims, I got a renewal policy with a 40% increase on my home policy and a 30% increase in my auto policy. Attempts to negotiate reasonable rates with them did not work and of course, other insurance companies did offer more competitive rates.
Called to cancel 1 day late and they are charging me an obscene termination fee of $510 dollars.
After spending 45 minutes on the phone they couldn't provide me with the information of how the cancellation fee is calculated and it is not stated in the policy document either under the cancellation section so very very shady practice to put it in mild words.
I honestly would have expected a bit more sympathy after 12 years with zero claims.
From my perspective, they really don't care about you as a customer and will rip you off at the smallest chance available.
I cannot imagine what would have happened if I had had a claim.
I would stay away from this company.

I was with HB Group Insurance for my home insurance before it was taken over by The Cooperator’s. I had home and condo insurance with this company for over 20 years. In the past year, I had frequent contact with the Cooperator’s while I sold my condo, moved into an apartment briefly, continuing to store my belongings, and then finally bought a house. For the first 6 months the reps were great (helpful, understanding, and “cooperative” 😊 ). I don’t know what happened but after that, I was treated very rudely on about six occasions by 4 or 5 different reps in the latter months of 2023 (Aug-Dec). I have never been so happy to switch to another service company. I cancelled my account with Cooperator’s Dec 31, 2023 due to poor customer service. I’m glad to see in these reviews that I am not the only customer treated poorly by this company. Is it now a corporate culture? I suggest to the Cooperator’s, please re-train your employees in professional “customer service” workshops and add some kindness and compassion to your corporate culture. It will go a long way for improving your sales. I won’t go into all the details of my recent experiences, but my experience of poor customer service includes: my boundaries regarding timing for a phone call not respected; I was not heard regarding my request to be emailed with follow-up communication versus being phoned while I was in a meeting; I was upset as a result of my boundaries not being respected and then my words on the phone were read into and taken out of context, and repeated back to me several times; I was referred to a “customer advocate” who I think was really another sales person, but I ended up in tears because of the way I was treated. Overall, I felt like I was being accused and ridiculed on more than one occasion. I don’t think trying to buy house insurance should be such a harrowing experience. I was unable to place a “google review” via the Cooperator’s website. Thank you for providing a place to provide a review. I wonder if Cooperator’s reads these reviews.