Terrible Claim experience.
by Michael Ojajuni on Jan 9, 2024
1 out of 5 stars
Recently I was robbed in front of my house. I went into shock. My blood pressure, heart rate went very high. A few days later I called The Personal Insurance Company to report the loss of my necklace. I spoke to a very nice person from The Personal. She took all the information and SHE sensed that I was starting to not feel well while I was on the phone. She told me to relax and she would call me back. She did call me back later and asked how I was feeling. I told her that while I was on the phone, I started having trouble breathing and my heart was racing. Stress does crazy things to the body. The representative had been very understanding and patient with me. She processed my claim and a settlement on replacing my necklace was done by the end of the following week. The Personal was great to deal with. I would definitely rate them very high. They work in the best interest of their client. Their staff was very sincere. She knew I was upset and she kept that in mind while she worked with me in settling my claim. Being robbed definitely affected me. I felt violated and she knew that. She helped my getting over this trauma. Thank you so much!
I missed one automated payment that I was unaware of and received a letter telling me they had cancelled my insurance and then proceeded to take yet another payment from me. Customer service was horrendous - I was yelled at, put on hold for 20 minutes, hung up on, called back yelled at again by a different representative - put on hold and then hung up on again. They told me I moved? Same home for over 18 years now! After paying them over $40000 over the years and being a loyal customer this is what I get? I would NOT recommend or trust them if you ever need to make a claim.
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We had flood since middle last year and the personal insurance haven't completed our claims up till today. The Adjuster is terrible and the worst I have ever seen. Flood is not what anyone want to experience and aside the trauma and the stress from that, working with this useless adjuster assigned our file is the worst thing and the worst person anyone can have. Since years we have been with personal insurance, this is our first claim and I must say, it is a terrible experience. Up until this moment, our claim has not been concluded and our adjuster available. Communication with this adjuster is terrible and frustrating. We called several times and left messages but she hadly return our calls. We sent email and no response. Even when she promised to call or send email, that didn't happen. She doesn't care what we are experiencing as a family. No empathy and I must say that is indeed inhumane. To worsen the experience, they have increased our premium since 3 months ago without completing our claim. I hope someone with professional ethics and good human relational skills can reach out to us. This is new year,we want to move past all this nonsense and get back to our normal life as a busy family.
Thanks.