Rewards MASTERCARD Consumer Reviews

Payments are so tough and any other credit card does the job. This has no use at all other than adding headache to your financial profile

In December I was on Amazon and saw the MNBA credit card option and I would get $50 savings, why not apply for the card. It took till January to receive so I tossed it in my desk unopened. Later in January, I placed an order on Amazon not giving it any thought as my information is saved regarding my credit card. In February I received a bill in the mail from MNBA. What the hell that envelope was still unopened on my desk so the card was never activated. I opened the bill to see I owed MNBA $46. I signed into my Amazon account only to see that either MNBA or Amazon had activated their card and listed my other credit card as expired! I was apprehensive to pay the bill online so I wrote a cheque and cut up the card and sent it back!! So dishonest and desperate for clients.

I do not know if I should be thankful to them or not, you decide: My MBNA Rewards card seemed like a really good choice bringing me 1% cash dividends on most of my purchases. Of course I collected points, but I could then get a cash dividend at a rate of $25 per 25,000 points or something like that. Then I had a couple of transactions in 2017/18 that I disputed with them. One was an unauthorized hotel charge of $50, another was a dispute over wrong parts shipped by an auto parts company for which they refused to issue a refund total $75 to $100. They did nothing about these charges that made me upset. At about the same time they send me a new rewards agreement according to which I was going to be collecting "more points" on most items. Down the line they also mentioned that the rewards were redeemed at a different rate, now 50,000 points for $25 (or whatever it was). I immediately picked up a dividend card with another bank! My dividend rewards doubled! Not only that, in 2019 I rented a SUV from National. A rock hit my windshield and cracked it. The card insurance paid the whole thing! If it were my car, I was going to pay at least the $200 deductible on the $1,200 bill. MBNA, I wonder how you feel now that you've lost your fees on $50,000 worth of transactions on my card a year. The $50 you decided to keep on that hotel and the $75 on the parts will not make up for a single month, I am sure. The important thing, however, is that I am happy ;-)