Car Insurance Reviews

TD Insurance Auto Insurance Reviews

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(588 reviews)
TD Insurance
1.4 out of 5 stars:
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Horrible

by Don't pick this insurance on Oct 17, 2017
1.5 out of 5 stars

I had a horrible experience with TD insurance when you leave you really never ever want to go back. They do not have the best rates. TD insurance does not do a good job in customer service because they do not explain completely everything before a new task or changing something within your account. This is why I don't find TD insurance a good company to be taking my money towards their products.

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long waiting times

by mr_montreal on Oct 2, 2017
1.5 out of 5 stars

I wanted to add a new car on my existing car insurance policy...Now its more than an hour and I'm still on hold.

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If I could rate 0

by AJL on Sep 28, 2017
1 out of 5 stars

2 years after a car accident leaving myself and my girlfriend with long time injuries, we're still dealing with TD insurance, fighting for a proper settlement. Especially after being dropped by the company even though we were t-boned, and wasn't our fault. If you ever need to deal with them they hardly any help, and provided awful service. I would recommend going with someone else, even for banking.

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customer service beyond brutal

by Tom Wudkevich on Sep 5, 2017
2 out of 5 stars

recently was involved in a no fault accident in which I was rear ended. To say that the sevice provided is brutal is an understatement. I was actually told by my agent to enlist a lawyer as "I am on my own" This was in regards to injuries and damages to my vehicle. This was a no fault accident. I was rear ended. I am now on my third injury broker, and second accident broker. They keep going on holidays. Everyone has a different story as to what coverage I have. Countless phone calls unanswered and an average wait time of an 1.5 hrs plus to talk to someone. All this while trying to have my claim processed in the 10 day time limit imposed by the goverment. Yes you have 10 days to process your claim from date of accident. My paper work did not arrive until day 6.Brutal

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Poor Customer Service

by Tired of TD being hard to reach on Sep 1, 2017
1 out of 5 stars

Wait times for telephone contact are frequently over an hour long. Some advisers are more knowledgeable than others and usually I get different answers to the same questions when making changes to my policies. I'm not sure that the amount I pay is competitive anymore given the number of items I insure. Claim however was very efficiently handled.

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SOMETHING HAS CHANGED

by Dbrown on Aug 18, 2017
2.5 out of 5 stars

I used to be able to contact them within a few minutes. I have been trying this whole week and have not been able to contact anyone. I have been on hold for over 1 HOUR several times and today 2 HOURS 34 minutes!!! I have a Chev Blazer I bought that I can't get a plate for!!! I tried the "chat online" no avail... I also left messages online. NOT HAPPY!

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Not there for you when needed

by Stuck with TD for 5 years on Jul 26, 2017
1 out of 5 stars

I had an accident a year ago. I was rear-ended. The emergency services recommended that I pull to the side due to safety (which I told my TD adjuster and she said "I hate it when they do that"). I didn't feel safe at the location of the accident since it was a major highway. #1) No sympathy or understanding from the adjuster. Then, it was clear that I was hit from behind, the guy was tailgating and didn't have enough space to avoid me when I had to stop due to the car in front. How am I at fault when I was the one hit? You go and talk to their adjuster. I had to pay 50/50. #2) My adjuster never came to look at my vehicle. The other party's adjuster did, for damage estimation purpose. #3) My adjuster looked for faults in my statement and even yelled back at me. I was frustrated with the situation and obviously it was voiced through my tone. You'd think she would be professional about it. #4) I find out from the other party's adjuster that it was to be settled through 50/50, me holding half the fault. I asked if they could access road cameras or dash cams to view the evidence since the other party hit me at a major exit/highway location. Obviously, they said no. #5) The other party is also with TD Insurance, which makes me wonder if the company did not do this just to profit themselves since now I have an at-fault record and will have to stay with them if I don't want to pay double my premium with other companies for at least 5 years.

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Keep Increasing their Pricess

by aubatron on Jul 25, 2017
3 out of 5 stars

I've had great experience with their customer service. However, what I will say is that they continuously keep increasing my monthly payment.

First I was paying around $129/mo, then 135+, then 146. I called them to complain about the constant increase, but they would not budge and said it was because other drivers with my same vehicle are getting into a lot of accidents... I adjusted some of the insurance and got it lowered to 136. A few months later, it's back up to $145/mo. No accidents, no tickets, nothing. Just random price increases.

Getting pretty fed up with it, if I find another insurance company that will charge less, I'll probably be switching.

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Phone service is EXTREMELY bad

by Fran JM on Jul 4, 2017
1 out of 5 stars

Waiting to talk to a representative right now. I've been waiting 50 minutes now and I'm still waiting...

The announcement at the beginning of the call said "more than 5 minutes" , that's a huge understatement !!

Reading the comments, I see that I'm not alone in that situation. How can a reputable company tolerate such crappy performance?

I'm a long standing TD banking customer. No complaints there, but the insurance dept. is really something else. Just because of that stupid delay, I will take my insurance business somewhere else...

Way to go TD insurance !!

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SUPER BAD

by The worst insurance company on May 24, 2017
1 out of 5 stars

Over 2hrs on hold and still waiting that's soooo bad, for me I would give them no star overall rating ......

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