Allstate Auto Insurance Reviews

In 2016 a driver was texting, ran a red light at 65mph and hit me on my driver side. The drivers' insurance was through Allstate. Allstate reset every hearing we had for over 2 years. This cost me thousands in lost wages and even more in the growing medical debt that THEY made me accrue. Countless MRIs, CAT scans, and x-rays (each time I brought in medical docs and imagery that they requested they denied it and had me find another specialist for different docs) From what I was told by legal team, they do this when their client is 100% dead to rights liable for everything. When we finally did get in the same room, they treated me like a child. They refused to pull the driver's phone records and denied my bodily injury claim because there was no blood. They didn't take me seriously at all, instead they acted like a typical insecure man with a bruised ego. All I initially requested was for them to pay the ER bills and other medical debt, which started around 40k and grew over 180k after all the additional visits. I also asked for a new vehicle ( I didn't ask for the loss of my totaled vehicle as I was taking the honest route and utilized my gap insurance-which ended in a class action against Wells Fargo) and lastly a feasible settlement to cover the 6 weeks I lost following the wreck, the debt I accrued from reset court dates, and a negotiable amount for the future rehab and doctor visits for my lifelong injuries, until I could manage on my own. They said no, we'll give you 14k. Mind you, me and the other driver had full coverage and our min liability was 60+k. I demanded a grand jury. If anyone with at least one brain cell looked the case, they'd rule in my favor. The next time we met, they told me they spoke to the prosecutor (or whoever) and the deal was that since I demanded a grand jury they had the option to offer their minimum payout which voided my right to a trial. After about an hour of talking to brick walls in suits, they made me sign the agreement for 20~k. Luckily my lawyer reduced her fee, so I left with 18k. I was never able to pay my medical debt. I still can't afford physical therapy, doctor visits, or insurance. I used the money sparingly to keep my head over water... Then 2020 happened. I was not allowed to work, and I didn't make enough to qualify for govt compensation because of how little I made in the previous years due to battling Allstate. I'm currently working with a credit team to help reduce the 17k of debt I have. I'm only 32, the only support I have is my wife, who unfortunately has to watch me suffer through daily pain and can't do a thing about it. Allstate could have handled this with at least one modicum of morality, humanity, or logic, but instead chose to turn a 25-year-old into a broken old man. I also suffer from depression and manic bipolarism which has spiked since the accident. They took so much from me. I was a victim of an irresponsible driver, backed by a greedy company who belittled me, unnecessarily attacked me, and left me feeling stripped of my rights and freedoms. The only peace I get is knowing that the soulless people who were involved in my case will eventually get their karma. I know this review won't make any difference, but I hope that more people like me with step up and share their story. Also, next time you get in a wreck, make sure you bloody yourself up real good, or it doesn't matter.

My vehicle and home burnt down on November 11th, 2021. It was deemed Arson and I was deemed a victim since the incident. Allstate has a tow driver ready the next day, shocking. Unfortunately due to the landlord and the vehicle being on the property, I had to wait until that insurance part was done. A week later it gets taken to their collision center and deemed a total loss. I had to call my adjuster 2 weeks later because he never called. Come December 3rd still nothing until I call and I'm being told the investigator is in contact with EPS ( funny because I hadn't signed an any form yet ) come December 7th my rental vehicle that I paid for out of pocket up until April until I bought a cash vehicle... was in an at-fault accident. My adjuster was telling my RENTAL COMPANY my policy holders' other drivers talking about my fire claim when it's none of their business! My spouse was driving. They mess up the days and say that 3 months later they need a new claim form. They say after 59 days of having all the forms and acknowledging receipt AND saying I should have my answer in a few weeks for both claims ( this is the end of January) I get told I need a bank statement showing my burnt vehicle payments and something from this company and that etc.

To top it off, come to my renewal I go to log in to find out I HAVE NO INSURANCE. I had no idea nobody contacted me nothing. I complain to the superintendent of insurance and poof pink cards are in my email within hours. I then learn they took my collision coverage off for claim frequency... the last collision claim I have is from 2013. The rest are the fire and a hit-in-run ( in a 9-year driving record). To top it off completely they ask for an inspection for my 2000 truck... they demand it within 5 days because 5he truck is 12 years or older.. it is 22 years old and was definitely over 12 years when I had the policy for a whole year. I then received a cheque in the mail for pennies stating my policy had been terminated because I didn't get the inspection in a week's time but they're extremely prompt in handling the claim. I've paid 5000 for my rental, and 5000 for my new vehicle I had to buy cash not to mention the new insurance company and all my accommodations needed thanks to Allstate still not approving or denying my claim from 7 months ago.

Your insurance company is supposed to be on your side but Allstate would rather cut you down and up before paying a penny into your pocket.

The only hands you'll be in if you are insured with Allstate is a civil lawyer's hands. Trust me you'll need one.

Someone smashed my car from behind at an intersection and called Allstate. It took a long time but finally got hold of staff and waited for their tow truck to tow the car away. The care was eventually written off and we settled for far less than what the car was worth but needed a car asap. I bought a new car and asked for an estimate which they supplied after given them the vin# and all the necessary info. After picking up the new car, the price jumped up more than 40% than what was quoted. I've been calling them the past one week and they kept tossing me around and sometime won't even pick up my calls. I am so disappointed with them and looking at my options. I guess I will wait till I get to the bottom of this but so frustrating.

I am not an Allstate customer, instead, I am a victim of Allstate customers. The lady with Allstate Insurance ran the red light and hit a city bus, the city bus hit my car to a total loss. Three months have passed, Allstate is still investigating - is it a snail?