Good claim experience
by im43232 on Feb 25, 2019
5 out of 5 stars
I have been insured with the company for a few years now. Their premium may be competitive at first. But that is more of a bait. Unlike other companies that lower the premium for claim-free clients as a reward, they jack up prices at a rate of about 10% annually. I have decided to switch at some point.
We selected Square One because this company proposed the best insurance with very reasonable rate. I had several conversation with different agents and always received a very professional and useful advices. I made a mistake in my policy and people from Square One helped me to fix it and provided refund in spite of insurance company had no obligation to fix my error. I would recommend this company to other people
Very easy and clear policy creation process. It's my first experience with Squareone. Their step-by-step policy wizard saved me aprox $120 a year over my existing TD Insurance policy
Very easy and clear policy creation process. It's my first experience with Squareone. Their step-by-step policy wizard saved me aprox $120 a year over my existing TD Insurance policy.
I've been without any home insurance for 2 years because the prices were too high. Now that I'm renewing my mortgage I need insurance. Square one offered me a competitive quote and allowed me to maximize all deductibles to minimize cost. Living in Vancouver where 90% of my net worth is in the land rather than any structures, it makes sense to minimize coverage and and annual insurance costs.
Very user friendly, easy, straightforward application process. I came for a quote and since it was good I bought (which was equally easy). The only suggestion I have is the question about alarm systems. When you say "activated regularly" does that mean turned on (alarm is set?) or does that mean triggered (smoke detector goes off due to smoke or burglar alarm due to break-in). I assume the former but it was a little unclear and since my quote didn't change I just said No.
My insurance renewal was mailed to me and it seemed like it was too expensive. I found Square One by searching on the internet and when it said you could get a quote online I thought I'll give it a try. Often these free quote things are really just a way to mine your contact information so someone can phone you, but with Square One it was a detailed, but understandable questionnaire resulting in an actual quote! The quote saved me 25% over the price of my renewal and furthermore I was able to convert the quote into a policy with just a few keystrokes. The true measure of an insurance company is always how they handle a claim, but unless you have prior claims you never know that until something happens, but from the point of view of obtaining a quote and purchasing a policy from the comfort of your own computer Square One is a winner!
Very clear website, comprehensive, intuitive, and exhaustive. Compared to other websites, it was a joy to work with. Good prices as well.
Dustin was great! He helped me with what I needed, gave me a great rate. I then got married so I wasn't able to get back to him for a while, but he did follow up. Once I had the time I went back to my follow up email from Dustin told him to give me a call and then he waited patiently on the phone with me to get my banking information to set up my policy today. I believe there should be a press one and it should lead to Dustin because he was nice, helpful and really knowledgeable. Thank you!
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The unit below mine reported water leak from above to the strata. Strata claimed it's caused by my dishwasher but didn't provide concrete evidence. I contacted SquareOne and they quickly assigned an independent adjuster helping me dealing with strata and the restoration company hired by strata. Although the root cause is indeed found to be my dishwasher, the adjuster has done a great job to prevent strata from overcharging me for the repair cost. In the end, the cost is just slightly above my insurance deductible and I gladly footed the whole bill to avoid premium raise.