TD Insurance Auto Insurance Reviews

Had tires slashed. They didn’t provide me with a rental, which I’m supposed to get and didn’t pay to fix my vehicles. After a month with no vehicles, I paid for it myself. The adjuster was nasty. Do not buy this insurance.

TD insurance is the worst insurance company I ever saw in my life. In 2018 May, I met with an accident and I had a tough time contacting adjuster and his manager. It took 6 months. After a lot of calls and emails, they settled everything. I thought at least after 6 months my hustle is done and now I came to. Now they put me at fault, which was not the same thing they told me when I was talking to them. They messed up everything and I was trying to contact TD and they said adjuster will give me a call in 2 days, which he didn't. So I tried contacting the adjuster who gave me the wrong contact number, which they said is not a big deal and then they said that the adjuster is not working anymore and I have to talk to a manager. The best part now is the manager is not available for a week. I don't know how long it will take now to adjust everything. I don't go to TD and I don't suggest anyone to choose TD for insurance.

Made a hit and run claim about 4 months ago. Received an e-mail the first month asking for a police report number, emailed back with the information they asked me for. Didn’t hear from TD for 2 months after. When I called to ask for an update, I was told I never gave a report number. After the woman went through her emails and found the one I sent her 2 months prior with the police report number, her response was “Oh, nevermind. I found it, sorry”. 2 months later? This month they have told me I need to “pay out of my own pocket” (direct quote) because they are unable to find a collision report. It took me 30 minutes to receive a collision report from the cops and send it into TD. I have been given the runaround for months, no customer service, no explanation. I was never even given the breakdown on how this claim would be handled. Absolutely disgusted by this insurance company. Do yourself a favour and avoid spending your money here, I know I would’ve.

We had a TD customer hit our parked car and it's been a disaster to get it fixed. They never contacted us once. This happened in November, it is now January and no settlement. When we finally got the appraiser here, he was late when my boyfriend needed to leave for work. He didn't call to let us know we had to call him 20 and 5 minutes before he had to leave, he went to the wrong customer's house. That was early December and we heard nothing back. Called back early January and every single person has given us different answers to how we can keep the car and the cost. The money offered was a HUGE lowball for the vehicle and our situation. One of the agents was especially disrespectful and unhelpful. He was rude, arrogant and unprofessional. When we tried to speak to someone to rectify this, he complained we were wasting his time and hung up on us on Friday and from there on no one would even answer our calls, so now we have to wait till Monday to call again. We have waited on hold for a total of over 6 hours with this TERRIBLE COMPANY! This whole company is a JOKE, the staff is crap and pray to Jesus some idiot with their insurance doesn't run into you.

I have been with TD Insurance for over 35 years and never made a claim. Wife had a minor accident in 2016. I recently made a claim due to a trailer becoming detached from my vehicle and struck my truck. It was investigated by Police and found to be a mechanical failure on the trailer hitch. They list it as an "At Fault" accident by me. When I questioned the claims advisor, she berated me saying it is my responsibility to ensure hitch was not defective. I cannot get them to understand it was a "Mechanical Failure". I spent countless hours on the telephone waiting to talk to someone about my claim. Further, they do not call back with voice messages or e-mail. Terrible customer service, with no common sense.

Horrible customer services. Very hard to get ahold of my adjuster. Have called 4 times and left 2 voicemails in the past 3 days. My vehicle was hit, not at all my fault and I’ve had to struggle to find ways to work and live my life for the past week without transportation. No one seems to care to move forward or return my calls. It’s very frustrating especially when the accident isn’t your fault and you're left to do everything on your own. On top of it, they expect me to find a way to move my car from the impound like I have 600$ laying around or a place to park an undrivable damaged car. I don’t have collision insurance on my end but is it not my adjuster job to contact the other party and get things going? Yet, no phone calls back in 3 days and now 9 days past the accident. Ridiculous. Considering leaving this company after this service.

If you have a TD bank account, then take your business to another bank. I have had similar experiences as posted here. No discount on App. The rate went up $190 the next year for no reason. It's as if their Ad agency, the board-room got together and said: "We'll give them the average rate the first year then screw them royally after that". TAKE MY ADVICE. Do not get TD insurance and if you have a TD bank account, switch banks !! I DID (the only way they will learn). TD, get out of the car business and fire your AD and APP agency, we are not suckers.

Hi all, I sign up for the TD home and auto insurance policy 1 yr ago till today. TD insurance guys increased my insurance $20 more without any clams from me, I didn't even change my addresses. When I called them, 0 customer service, 0 help from them. They said claims in my area is the cause of the increase in insurance. It's the same thing as one rep offered customer world tour, next rep got fired for his false promise. It's same as one did crime and police handcuffed innocent sitting next to him. It's the same thing that one's credit history is screwed up, another friend got mortgage denied. It doesn't make any sense, I wonder who comes up with the most stupid policies on earth. TD you guys are losing business, good customers like all of us, shame on you guys. Very greedy people and shameless liars. Very unhappy and pissed off by TD home and auto insurance.

I was with TD insurance for 16 years and I'd give them a negative review if I could. I have never made a claim or had an accident. I moved to an extremely small town a few months ago and they doubled my renter's insurance premium. They made the claim that there must be a lot of crime in the area. So I went from $30 to $60 a month. I called around for quotes and was getting them in the $15 to $20 a month range, so I cancelled and they decided to raise my auto insurance from $115 to $155. I got quotes for $80 to $100 a month elsewhere, so I cancelled everything with them. Now they owe me a refund and will only tell me that I will get it back sometime in the future. They won't even give me a date. You have to sit on the phone for hours trying to get through to someone. Absolutely horrible customer service.

Terrible customer service. Spent countless hours on the phone each time talking with a different rep. Went over the same information at least seven times. Had I known this earlier, I would not have bothered to go with TD. I have never been treated so badly by other insurance companies in 50 years. Will definitely switch to other companies when it is due.