You get what you pay for...
by Lisa MacQueen on Aug 9, 2021
1.7 out of 5 stars
I cancelled my policy with them a month before my renewal date, however, they still took a payment, when I called them on it they reversed it, but 4 days later took the payment again. When I called them on it they tried to blame me, I said how is a month prior to renewal, not long enough. Crooks, stay away from them. They also raised my yearly rate by almost 1000 dollars, without reason or notice.
My Dad passed away in March 2021. We cleaned up his estate and closed off any bills he had owing. Sonnet sent a collection agency after one of his policies (he had 2) in late July. They claimed they tried to reach him at his (disconnected number) in May for the payment. I thought I was done dealing with my Dad’s death but Sonnet just keeps reminding me he’s gone. Awful.
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The application process is ridiculously complicated. I asked twice, being a low-risk driver, both times I was refused Insurance (for the first time in my life), starting that they are missing information. No indication of what info they were missing. A call center has no idea... The application file is ridiculously difficult to complete and they don't help much. Can't imagine what pain would be to actually for a claim with them!
They cancelled my policy after 2 days they charged me one full month and they did not refund it!
Jacked up my rate 90% in the second year with no claims or driving abstract change.
Do not insure yourself with this company, they are horrific. Customer service is a joke, they ask you to jump through all these hoops and then come up with made-up reasons to just make your life difficult. I was with them for a year, no claims, no tickets, they refused to renew me, refused to give me a reason, refused to re-write my quote. Never have I had an insurance company make it SO DIFFICULT to give them money! Went elsewhere and was treated so much better.
I have been with Sonnet since 26th October 2017. They have been increasing the monthly payments every year, even after that, I have been continuing with them. They sent me an email in August in which I had to submit my rent agreement which they already had from the beginning and was submitted to them again when I had a $1600 claim on my car last year. I got to know about that email when I received a letter that my policy will be cancelled this year. That email was in spam. I rarely check my spam box. I am ready to give them whatever they need from me but according to their norms I had to reply to them in August otherwise my police will be cancelled on 26th October 2020 which is their final decision.
I received notice my policy would be cancelled August 2nd as a result of them not having Proof of Active Status for my driver's license. I contacted them and provided this info, a week later I received a renewal notice and my rates had doubled to over 400$ a month, the same day I received a second cancellation notice with no reason stated. They then proceeded to cancel my policy on July 2nd with no notice to me, leaving me uninsured on a brand new $60k vehicle, for almost a month before I noticed. I have nothing positive to say about this company whatsoever, customer service is useless and knows about as much as the consumer, upper management plays phone/email tag with you for weeks on end with no resolution to any problems. Buyers beware. Avoid this company at all costs regardless of how good of a price they may offer, I'd been insured with Sonnet for 4 years at a very reasonable rate, no claims, no tickets, perfectly clean record, and they doubled my rates with no explanation.
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They took money out of my account when cancelled my policy before the start date. And now they don't want to reverse the payment. Don't be fooled by them! They will cheat on you! They refused me for full coverage when I'm paying for full coverage from the beginning and they automatically cancelled it without me knowing hence my daughter driving without full coverage.
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I was impressed with the low monthly premiums. Well, now I know why. It covers nothing. Unfortunately, I was in a car accident. Not my fault all parties agree and the officer deemed it to be the other driver's fault and yet here I am a week later after a head-on collision without a rental vehicle and no tow for my car. Apparently, Sonnet is only now going to cover 46% of my rental car despite what my policy states. They also can't guarantee that my car will be fixed. So buyer beware.