Health insurance Reviews

Canada Life Health Insurance Reviews

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(93 reviews)
Canada Life
1.1 out of 5 stars:
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One of the Worst companies ever!

by ES on Jan 23, 2024
1 out of 5 stars

I would give these people a -10 if the option was there.
I submitted Dental expenses on Canada Life confusing and not so functional web site. No one got back to to say some information was missing. I have been trying to call them, waited for 1 hour 45 min no response for 2 days. After I hour and half a message came on to leave a message for them to call me back. A week later no call. I even emailed, still no response. Still waiting someone to call me back. I don’t understand how on earth companies like this stay in business. PATHETIC!!!

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Confusing Website / Long Wait Times / Slow Claim Processing

by Not A Happy Customer on Jan 4, 2024
1 out of 5 stars

There is no easy way to review one entire claim if a portion of it was out of the benefits fund and a portion out of the HSC. It takes weeks and weeks (and weeks) to have a more expensive claim paid - even when a Predetermination was received. Emails are rarely, if ever, responded to. It's a 2 hour wait to speak with an agent. One agent cannot help you - you need to speak with one for dental, another for health, another for HSA. I would never recommend Canada Life.

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Claim refund delay and Unable to reach them

by SM on Dec 20, 2023
1 out of 5 stars

I filed for my yearly orthotics refund. Not processed for a long time. I tried to call them, the first time when someone answered, as soon as I finished giving my claim number and ID, I got hung up on. I called back waited for 1 hour 45 min no response. I called back the next day same wait time and then a message to leave a message for them to call me back. A week later no call. I even emailed, still no response. Yesterday I called again and finally was able to talk to someone. But only to be told that they are currently handling October claims. These are expensive and I am only on pension and I need the money back for grocery. PATHETIC!!!

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health care

by Frustrated in BC on Oct 27, 2023
1 out of 5 stars

I have made dozens of phone calls to them, the calls are never answered or you wait in the queue for so long it times out and hangs up on you.
They have online chat, I have tried that on numerous occasions, only to be put in wait and no one answers, ever.
i have sent 6 email inquiries through their on line website and have never received a reply to my concern. Just a "we received your request and will get back to you in a few days". Months is not a few days.
THE LEVEL OF SERVICE WITH THIS COMPANY IS ZERO. AVOID THEM

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PSHCP

by Woody on Oct 19, 2023
1 out of 5 stars

As a retired civil servant my health insurance recently changed from Sun Life to Canada Life. It’s impossible to get a hold of them. I waited 2 hours on hold and then I got a busy signal because they dropped the call. I cannot message them because even though I completed the positive enrolment I can’t log in. They are not concerned about the hardship this is causing many of my peers.

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Accessibility

by Angie on Oct 19, 2023
1 out of 5 stars

Call waiting times are anywhere from 2 hrs to 4 or 5 hours, at which time you are disconnected.
Canada Life recently took over the Public Service Health Care plan. It has not been a smooth transition to say the least. Long wait times, calls not returned as promised, lost and missing claims, denied claims that were previously covered, the list of complaints goes on and on. Entire facebook groups are dedicated to what is going wrong.

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So hard to reach

by Mike on Sep 13, 2023
1 out of 5 stars

They never reply to email and / or message
their claim system over their website is not working for days
their claim system over the mobile app is not working
waiting time to speak to someone is 60 minutes facing the hangup after long wait

Is this a real company or just a scam

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Just Awful

by Annie Passiant on Sep 4, 2023
1 out of 5 stars

I see my claim refused and given the following reason for the refusal: "the provider does not meet our requirements". So fine, I now need to know what requirement is not met by the provider so that I may choose one that does meet the requirement.
I asked Canada Life to explain further, and it took them 4 days to email me stating that my "provides does not meet our requirements". How is that supposed to help? It is clear that no one bothered to look into the claim to answer a very legitimate question.

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