Great lender- easy to deal with
by Franco Greco on Mar 9, 2022
5 out of 5 stars
We've had nothing but issues. We were initially placed with RMG through a mortgage broker (seems to brokers go to). Their interest rates are always higher. They do not have any portability in their mortgages you pay high penalties even if you stay with them. You are made to jump thru hoop after hoop even after they give you approval, they tried to change our penalty last year when we moved from the agreed upon amount to one $4000 higher at close......talk about stress. We left them this year good riddance to them, our new mortgage company wasn't given the penalties and paid the amount they were told was due on payout, 2 days later I go into seeing if it was all paid, it was not the penalty RMG charged was still owing because it was not given to our bank (I doubled checked the paperwork). I called RMG to discuss this matter I was told we were in arrears and put thru to the collection department (nice) who informed me it must be paid that day (today) I had to transfer them the monies owing immediately to avoid further penalty. They don't care about their customers, they don't care about anything except how much money they can make. No personal service, customer service is awful and beware of paying your taxes with them, the first year was fine the second year they wanted to raise the monthly tax portion to over $400 per month our taxes are under $1500 per year. I do NOT recommend RMG their practices are questionable as is the way they treat customers!
The worst response time I have ever encountered. No phone response. Delayed email response. Problems with logging in and no help to resolve. Rates are only comparable and not the best out there.
Secure and Certified
Your information privacy and security is very important to us. We use the same 256-bit encryption and data security levels as all major banks. Our practices are monitored and verified by VeriSign and Digicert.
Independent
InsurEye is not owned by any bank, insurance company, insurance brokerage or any other financial services institution. We collect, validate, and analyze insurance experiences of real consumers.
Insightful
We aspire to equip you with insights, data and knowledge to help in making informed decisions around personal finance, insurance quotes, and other important matters. We are always open for your comments.
The rates are great, the myrmg portal makes it easy to manage your mortgage details, extra payments etc. I recently moved and was able to port my mortgage and do a "blend and extend" for the extra amount required. I didn't have to pay any penalties when doing this.
Also, most banks will go behind them, if you ever wanted to get a HELOC in the future.