Home Insurance Reviews
Cooperators Home Insurance Reviews
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(136 reviews)
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Agent/rep attitude (7)
Agent/rep availability (4)
Agent/rep callbacks (3)
Agent/rep knowledge (2)
Bikes, Belongings (4)
Billing/payments (16)
Brokers, Insurance Agents (8)
Cancellation experience (2)
Cancellation fee (2)
Claim - adjuster (3)
Claim - contractor work (5)
Claim - denial (2)
Claim - flood/water (10)
Claim - flooded basement (4)
Claim - roof (2)
Claim payout amount (1)
Claim processing time (5)
Complaints/ombudsman (5)
COVID Handling (1)
Discounts, deals, rewards (1)
Email/message wait time (1)
Home Insurance Quote (8)
Insurance Rates, Prices (18)
New purchase experience (1)
Phone wait times (2)
Plumbing (3)
Policy changes experience (3)
Policy clarity (2)
Policy coverage (30)
Policy Switching, Cancellation (9)
Rates at renewal (6)
Rates competitiveness (3)
Rates for long-term clients (4)
Rates in bundle (9)
Renewal experience (6)
Snow, Hail, Damage (1)
Review author
During the Covid-19 lockdown, we were sent a letter stating that our premiums would remain in effect until after the lockdown because of the pandemic. So we assumed that our coverage was extended through the pandemic. We called today to find out that our home insurance was actually cancelled in the middle of the pandemic without us knowing. They asked if we did not receive an email (we didn’t). As we tried to renew our insurance, the customer service representative said it was time to close as it was 5 pm and we would receive the quote on Monday instead. I would have been okay with waiting but the time was actually 4.55 pm. In my case, I would have been alright with her just saying they would find a new quote by Monday but claiming they were closed was almost like saying they don’t care about my insurance needs. I used to be with another insurer and they treated us much better than this. Any insurance company that cannot make their customer feel valued is not one I feel comfortable with.