Fire damage in Ottawa
by Scott on Mar 20, 2017
1 out of 5 stars
I live in the Winnipeg area and was pleasantly surprised by the rate for tenant insurance. I went through RBC insurance (apparently they have merged) and they were at least $100.00 cheaper than their competitor, Intact. Hopefully never have to use it. Also they have CHEAP sewer backup coverage. Definitely ask your sales rep about it.
I recently had a house flood. My rep Angela was AMAZING!!! She answers every single text/call/email within a couple hours. No matter how busy she was she always was patient and kind to me. No matter what my request she was reasonable and agreeable.
All receipts were reimbursed immediately and I received a cheque within days.
My one and only complaint was the company that did my reno's ( refereed by Aviva). The company was overloaded with work, they passed it on to a smaller company and although in the end all work was done nicely it took a long time and a lot of hiccups.
My Aviva rep was supportive and kind the entire time
190% increase between 2015 rate and 2016 quote. The company stated that due to the insurance industry losses their underwriters found it necessary to raise some rates and decrease some customer discounts. Fair enough.
My rate went from $633 in 2015 to $1,835 in a single year. Is anyone able to inform me why it might be possibly be necessary for such a large increase in a dingle year?
Does anyone reading this post have a similar situation or explanation for such a large increase in a single year?
Water backup on roof creating leak into bedroom. Called agent and within 1 1/2 hours crew was there and were able to remove ice from roof and stop water flow. Checked for wetness in carpet asked about health issues asthma. When it was answered in the affirmative they put a tester to the carpet and were able to determine that it was an issue, removed it put in dryers. They said that they would be back the next day and they were. The agent said that we could go to a hotel but we were able to use a hide a bed instead. The whole situation was completely resolved in a week.
Very willing to help when needed. Quick settlement of claims
I found then to be very prompt and very pleasant to deal with and has the matters settled in a reasonable amount of time
We made a very small $2K claim for water damage. They subsequently dropped us without notice some time later. We then had a much larger water issue and were surprised to find we were uninsured as we were never notified. Our insurance broker ended up covering our claim due to the lack of notice and coverage.
To drop someone for a small water claim is very sensitive and to not notify us is very irresponsible. We’re lucky that we had worked with a good broker.
We found better rates and moved both home and auto to a new provider.
Stay away from these scam artists. My wife got an bad earache when we were on vacation. Dr. bills came to a measly $150 for antibiotics. Aviva took 9 months to pay out the $150, and only after dozens of phone calls. We had never made a house insurance claim until just last week when a bucket of bleach was spilled on our driveway. They have refused the claim. I have received a new quote from a different company and found out that my Aviva policy would never have paid out the money to replace our house in case of fire as they had completly underestimated the value.
So happy I will never have to deal with them again.
Had the same provider for many years, no claims in over 30 years. They quit covering our area. Agent covered us with Aviva… nightmare experience, a year in received notice they were cancelling our coverage (one-month notice).
I think they did us a favor, having read these reviews… I would hate to see what the experience would be if we needed support!!
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My house caught fire in February 2016 and we just moved back in over one year later in March. It is a large house just under 4000sq ft. The majority of the house was completely gutted but key areas were not, including the master bedroom and bath and a couple other areas. The insurance adjustor, Geoff, gave low ball and unfair budgets throughout the process. The insurance company refused to gut the remaining portion of the house and now after only living in the house for a few days we are suffering through flooding damage due to plumbing issues. The insurance adjustor has extremely poor communication with me but I'm sure this is part of his strategy. The cabinet maker Sandy Beach cabinetry installed warped cabinets and in their attempt to rectify the defectives cabinet draws keep reinstalling the same warped drawers. In addition, the values given to our contents are completely inaccurate. For example, the list will correctly identify an item but will assign an extremely low and inaccurate value. These are just some of the issues we've faced and the process is not over yet.