Dropped us for small claim, without notice
by Aves on Apr 23, 2024
2.7 out of 5 stars
One week to go until my policy renewal and I was informed that they would not be renewing my insurance. They said we had 3 claims in 6 years. The first claim was for water damage in basement due to a corroded copper pipe. The 2nd so called claim - we didn't realize it was considered a claim was when the same pipe sprung another leak. We had called the insurance company but when we found out what it was we called a plumber and paid for the repair ourselves. Apparently since they called someone out to look at it and spent all of $127 it is considered a claim. The 3rd claim occurred last October when a neighbour had a fire. The flames were fiercely coming out of a bedroom window and it melted our shed and some siding. We had no control over that. In my estimation WE had ONE claim - the first one. They initially told us that if we provided proof that the siding was repaired and send a picture they would renew our policy. Liars! Didn't have the decency to even call during all of this. Just received an e-mail saying not renewing.
We had two or three claims due to storms which is not in our control and they have now said they can no longer insure us as a result. This company is a joke and I would absolutely not recommend then to anyone.
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We made a very small $2K claim for water damage. They subsequently dropped us without notice some time later. We then had a much larger water issue and were surprised to find we were uninsured as we were never notified. Our insurance broker ended up covering our claim due to the lack of notice and coverage.
To drop someone for a small water claim is very sensitive and to not notify us is very irresponsible. We’re lucky that we had worked with a good broker.
We found better rates and moved both home and auto to a new provider.