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I have used this insurer for 7 years and have found them to be well-priced. I do have a $500 deductible so when the time came to make a claim for a pot on the stove burnt smell, I was told it would not be worth my while as my premiums could go up. That wasn't too great.
My claim for my kitchen ceiling collapse has been ongoing for over 3 years. Not once was I ever given any advice on how to house myself or what would happen to my belongings. I was lucky enough to find a rental after 2 years living in Horrible Motels. I have lost all my belongings and am still renting even though I spent my whole life paying off my mortgage but am still spending 1500.00pm for accommodations because my insurance accommodations funding has been depleted because of the length of time for them to deal with my claim. Run away from this company. Worst experience ever and still not done with!