I find the Bad Reviews Unjust!
by JamesJ on Aug 20, 2019
4 out of 5 stars
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard®.
The reason I opted for this card was because I travel and they do not charge a foreign exchange fee. Well, they actually do but then the rewards percentage for such transactions are increased by 2.5% to offset the fee. Each month, or whenever your rewards reach a certain minimum, the value is automatically applied to your credit card balance. That is, provided your Rogers bill is charged to your credit card. What do I really really hate? They do not have an automatic debit of your monthly statement balance. I travel and have been caught off-guard a few times by this, sometimes with a fairly substantial cost. It kind of diminishes the value of the card - at least to me and my reason for not giving it a 5.
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People crying that they got charged interest for the whole month after they didn't pay the whole balance!!! That's not Rogers fault. (it's yours). I had this card for over a year and used it frequently in Canada and the US with no hangups. ( I had called before travel ) Not ideal that I had to call to have my rewards posted to a statement, but I received them which is GREAT! Better having the 150$ in my pocket than having other cards lining their pockets with my hard-earned monies. All in all, I don't think this company has the best Customer Service, but I have never waited very long and not really anything worth complaining about. I'm here for the Rewards and surprisingly no data breaches yet from overlooking security flaws like my CAP1 card. In my opinion, this is one of the best cards you can get. Regards!