Dishonest and Unethical Company
by tonka on Apr 5, 2024
1 out of 5 stars
I've had several bang-ups over the years, and in each case the staff made sure the paperwork was filed with my preferred body shop within an hour of the call, including having a rental car ready for me. The turnaround time has always impressed me.
Then, several years ago, I had the misfortune of being in an at fault accident that resulted in someone being injured. When I was sued, the company took the time to make sure I was okay, then retained a law firm that specialized in accident defence claims. The lawyer talked me through the lawsuit, clause by clause. I did not dispute I was responsible for the accident, but I contradicted nearly the entirety of the plaintiff's version of events. When the claimant was confronted with the truth, she dropped her claim entirely. I couldn't thank the firm enough, and the best part was I was not charged the deductible. I am glad I had this company in my corner.
They may not be the cheapest, but I trust them with home and auto. I would recommend them to anyone who asked.
You'd think that these people would appreciate their clients, but they do not. They are a scam, do not use this company if you value your money or mind. They will put an accident as your fault when you have all the evidence to say otherwise.
USELESS
If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.
On October 9, 2021, I contacted Security National Insurance Company, Toronto, Ontario to remove the insurance off from a car I had just sold. The representative I spoke with took a very long time, (leaving me on hold, to boot) to execute the cancellation. Then she insisted she "update" my file, which included questions about the use of my wife's car. I insisted she speak to my wife - how could I know or attest to her use of her vehicle? I also complained that it was already late in the evening< i was tired and spending more time discussing insurance (my cancellation task already completed) was neither how I wanted nor intended to spend the end of a very tiring workday. However, I said, I would like to get a quote on insuring a travel trailer I had recently acquired. Another hold, after which she returned to our call and resumed questioning - about my wife's use of her car! I hung up on her.
I stayed with TD insurance for over 20 years, insured cars and house. The price rises sky high and started to charge extra for monthly payments. I have 2 cars with them and due to covid, I sold one car to save some money. But the insurance price didn't drop but increase 50% than before. That's a crazy increase!!!
After being with this company for 20 years, I am pissed off at them and looking to take my business elsewhere. Almost everyone pays their premium monthly and not annually. TD Meloche Monnex just decided to charge an extra 1.3% on top of your premium if you pay monthly. After talking to a supervisor just now, I was basically told a lot of other companies do this, so it is just the norm. None of the supervisor's comments were useful. "We are tracking how many customers we lose because of this to see if it is an effective change." So basically you are tacking on fees and telling me you will continue to do so until enough clients leave your company. I now will be spending the rest of the day shopping around for another insurance provider.
A driver with Security National hit our brick mailbox at a high rate of speed completely destroying the entire structure. It has taken several weeks for Security National to process the claim and provide payment. They asked for direct deposit information, yet mailed a check. When contacted about the check still not arriving we were told it was in the mail, only to find out it wasn’t mailed until the day after that conversation. So within days we provided the police report and quote for repairs and banking information as requested to process the claim and are waiting weeks later for the “check” and have now been told it should arrive sometime the end of next week, which would be a full 3 weeks after it was supposedly mailed.
30 min on phone and still waiting to add a third vehicle to policy. Tried doing online and says I don’t have a policy with TD? Like 7 yrs. Said to call another number 😮 No I can’t start over to probably find out I can’t do it online. Shouldn’t be this difficult to change your policy.
If you value your time find a different insurance company.
Does anyone at TD even look at their reviews? On hold for 2 hours and never did get through. I need to adjust my auto insurance and am unable to speak to an agent. Also, change the TERRIBLE "music" that you have on. No wonder everyone is agitated waiting and listening to that!
Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.
I need to make a change in my car insurance policy. I called TD Insurance twice. The first time I was on hold for a bit less than 2 hours. I hung up. The second time it was over 2 1/2 hours. Again I hung up. By calling the claims department and begging them to get someone in customer service to call me, I managed to get someone in customer service to contact me. He gave me his email co-ordinates. Over the last 3 days I have emailed him 3 times. TD has yet to respond. They really don't want my business. I have been a client of theirs for over 20 years.
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I have had auto insurance with them for 15+ years. No claims. I was hit from behind and have an injury that has not healed for 2 years now. Although money will not eliminate my pain, I lost a lot of money after the accident due to being unable to stand or sit for long periods. They are not paying anything out, and they have made me attend 3 medical exams, taking several hours of my time.