AMA Auto Insurance Reviews

This is the worst insurance company ever.
They don’t care about their customers at all, will promise you so many things, but once you are in trouble they keep finding excuses.
Avoid it.

I have been an customer of AMA for many years and it is now time to leave. I am in process of buying a new car and wanted to insure it through AMA. I got several quotes over the course of a few days and they were always changing. Finally I got a quote that I could live with only to have them tell me that they needed to increase it. This is after spending hours on the phone with them.

To be fair the last agent that I had did a great job. Ultimately the company let both her and me down.

I was side-swiped last year. My insurance adjuster wouldn’t return any of my calls. I had to email in a complaint and then he finally called me back. I had Accident Forgiveness coverage and they removed it because I was “partially at fault” (even though both insurances said that the accident wasn’t my fault at all. It was 100% the other person's fault). I’ve never had any issues with AMA until this accident. Which wasn’t even my fault. Really disappointed in how they handled things.

AMA has nice people working there but the insurance rates are completely out of line. They wanted to charge me $1,300 and this is without any claims, traffic tickets, or damages. I started with paying less than $1,000 /yr. There's definitely something fishy going on. Shop around. Don't choose AMA

I've been with AMA for 3 years and have never had a claim. My new car 7000 km on it caught fire outside my house it's on camera and I've provided fire investigators and AMA with photos.
Ama authorized a rental because I've got full coverage including loss of use well two days after authorizing it the claims officer decided that I'm not intitiled to a rental because fires don't happen everyday so to her it's suspicious ( foul play was ruled out by the fire dept when they reviewed camera and reviewed car ) I argued and was told by her supervisor if I can afford a new car I can afford my own rental.
Now they are supposed to be doing an investigation and the cars been sitting outside my house burnt for three days, I'm not an investigator but wouldn't a scene be contaminated after that period of time ?
My biggest thing is from the moment I called ama they made me feel like I did something wrong, they took away the rental that I've been paying for years for just in case and told me to pay for my own I even had the insurance manager go to claims saying I'm covered and they still said I'm not getting one until they do their investigation. All I can say is I feel horrible for recommending AMA to friends and family and if you are thinking about ama please don't do it they are a huge corporation who does what they want policy doesn't matter signed documents are ignored ama was fantastic until I actually needed them.
Thank you
Kevin S., Edmonton Alberta

ONE thing they have to do, just one. Send the application for signing! 3 attempts later for ME to tell THEM to send me docs for signing, and they still can't get it right!
at one point the doc they sent me was to cancel insurance- not sign up for it!! monkeys on the phone, and the supervisor was no better!!
I don't know what happens if you have a claim, but a child could email a document, these dummies, well, i dunno whats going on!
I will switch next year.

My car was a write-off following a collision. They continued to charge me my monthly insurance rate long after my car was taken away. This was because, according to them, I failed to call their insurance department following my call to their claims department after the collision occurred. They informed me there is no intracommunication within the company amongst the departments, so the duty fell to me to make sure my insurance was cancelled. However, at no point was it expressed to me that a second call had to be made. I do not recognize this as common knowledge, considering the multiple people I have spoken to who have also made collision claims and who have never come across this issue of having to call multiple departments (and then being penalized for not doing so).

I had never been involved in a collision before and had never made a claim. I called the claims department, informed them of what had happened, and did not receive any instructions or advice on how to proceed. At that moment, I felt safe and secure with the idea that my insurer was taking care of the resulting mess. If I am paying $200+ a month, then I would expect to feel secure following an accident, trusting my insurance company to take care of those items which fall within their realm. Obviously, my trust was misplaced.

They refused to reimburse me for the monies that had been removed from my account and proceeded to charge a cancellation fee for "cancelling" my insurance coverage. The overall experience made me feel like a walking dollar sign as opposed to a person. If you are looking for a false sense of security, then AMA is the place to go. However, if you are ever in need of making a claim, you can be assured that they will make no effort in absorbing the shock of the process.

To be fair, my prior experiences with AMA in dealing with their sale representatives were generally positive. That being said, people are usually all smiles when they're attempting to get one's business. Keeping it, on the other hand, is a huge AMA failure.

tl;dr AMA is useless if you're making a claim, and -- really -- the whole point of an insurer is to be useful when you have to make a claim.