Belairdirect Auto Insurance Reviews

I was with Belair for almost 3 years and I never had an accident and I never made a claim and they raised my premium based on cars being stolen in the GTA.

I got rear ended and they sent me to their auto repair shop and told me my deductible was $0 when it was time for me to pickup my car the auto shop is saying I have to pay $1000 to get the car and they cannot release the car until BelairDirect send them an email saying my deductible is $0.

For Injury claim was the same issue they gave me hell and the process was long and repetitive. And i was using my personal health insurance. Belair is not a good company and they are disloyal to their customers they only want your money. When it’s time for them to do the job you’ve been paying them for it’s a big issue.

With a combined effort which might recall the entire allied contribution to the winning of the Second Great War, The body shop which was suggested by Belairdirect was able to complete the quote in two weeks less a day.
The part time casual staff of Belairdirect were optimistic that the claims department would approve the repair within one week.
The website has been down for days
You will need a loaner car if you choose belairdirect

I remain optimistic that the car will be repaired within 2 months.

Faire face à l’apathie omniprésente et au service médiocre de l’assurance Belair
s'est avéré être la pire erreur de ma vie.

Lorsque j'ai acheté la police, le personnel occasionnel à temps partiel n'a pas réussi à transcrire le numéro VIN avec précision lorsqu'ils m'ont vendu l'assurance.
Après un délit de fuite, le véhicule a été remorqué vers un atelier de réparation.

Parce que les numéros VIN ne correspondent pas à ceux du propriétaire, la réparation a maintenant été retardée d'une semaine complète.

Le mauvais service client ne s'est pas donné la peine de retourner un appel ou un e-mail en trois jours.

Avec mon ancien assureur, je n’ai jamais eu besoin de souscrire l'assurance complémentaire pour un véhicule de prêt. Le véhicule serait réparé en moins de temps qu’il n’en faut à Belair pour corriger un NIV. Je comprends maintenant pourquoi Belair vend l'assurance pour better raison.
L'entreprise devrait vendre une assurance contre l'incompétence de son propre personnel.

Évitez à tout prix cet assureur incompétent et corrompu

2 small claim in 2023 0% responsible accident, insurance went up 50%. Employees are rude and not fully trained. Their auto repair center will jack up the cost of repair, they will charge you a lot for a small repair, and the car rental was in the invoice too. Stay away !

I had slid off the highway due to bad weather and they wouldn’t approve the amount needed to fix my car for an out of province inspection to be completed. I had paid $1000 deposit at the garage already and the insurance advisor tried to cancel my appointment with them and book with one of their approved shops without notifying me. They also refused to accept that I needed all the work done to pass an inspection, but I know from taking to the garage that it wouldn’t have made it through the inspection with after market parts/not completing all the work.

Refused to warranty any work done on my car after repair shop fixed it. Told me that was not their responsibiliy and they also told me they reserve the right to use used parts from a salvage yard...

My wife and I have been Belairdirect customers for many years. In 2016, we had 2 unfortunate accidents. However, we were informed that, given our policy, these would be forgiven, one to my wife, the other to me. On the first renewal date, this appeared to be the case: No insurance increases. The following year “they changed their mind”, however, attributing both accidents to me. When I followed up, I simply was told that that’s what was decided and there’s nothing further they could do. A “reward” of customer loyalty!?
We’ve also had poor claims experiences. The worst was with respect to one accident that was not our fault. We took the vehicle to one of Belairdirect’s preferred collision repair shops. Although the repair appeared to have been performed properly, there were several customer service issues. And the interior of the vehicle was filthy when I picked it up afterwards. Not too long thereafter we had another no-fault accident. Given the previous experience, we chose to have the vehicle repaired by a shop that came recommended by others. After starting the repair, this shop noticed that the entire previous repair had not been done properly (e.g., the entire area was rusted) and had to be completely redone! Since then, we’ve never again accepted Belairdirect’s offer to have any repairs done by a preferred shop.
We’ve only remained with Belairdirect because of all the bad experiences others have had with other insurance companies and shared with us over the years.

Claim 1/14/2022 started. The first contact went well. The car was drivable for 2 months. No return on questions/ email. Estimate wrong/incorrect/ and the games began. Finally took to the repair shop and repair was authorized after a body shop resubmitted the claim. The body shop also got me a rental. Picked up the car last week, the body works well enough but the shop warned of mechanical on the front end? Literally drove 5 kilometres before the strut collapsed. Close to home though - lucky. Shop says we only do body not mechanical not our problem. Calls to the adjuster were not returned, but regular customer service reopened the claim and now nothing. The information they have on file is partially correct but contacted the wrong shop on my claim?
Car sitting and what?
No one knows…

After a car accident that by police report I have zero faults from my side, finally been referred to a body shop to fix my car. I have been told that the bumper will be replaced and fixed probably with a new one to find out that it looks so fake. I was trying to contact the insurance company since with very poor customer service in terms of time commitment. After three days and everyday call and been promised of someone will call me back am still waiting with the body shop insisting on a good job that my 13 years old boy can see is a bad job!

Was with them for awhile. Got in an accident. My claims person was impossible to get a hold of to begin with. Took weeks to finally learn it was in a shop. Then it was returned with ONLY cosmetic work done. There was damage that was not cosmetic. Still battling with them on it. Never again