SGI Auto Insurance Reviews

I was recently in Sept, 2016, struck by an elderly 80+ year old driver at Reginas Cornwall Center. Opposing driver failed to yield to a designated turning arrow into the mall parkade. Since both vehicles appeared to be driveable by the looks of things, the police refrained from attending the scene. Shortly after driving my vehicle, I realize that the entire steering system and allignment was ruined due to opposing driver who hit my rear back tire. In a nutshell, I took a picture of the scene which I submitted to SGI. In the words of SGI, since both our statements varied and there were no independent witnesses, full fault could not be determined. Even if my evidence was fairly compelling, it was not without a doubt (how could it be?). Despite SGI knowing that one party is fully innocent, they imposed fault both ways, meaning I will be held responsible 50% for the collision in which I fully complied with the traffic laws. My 14-year old driving record is in jeopordey due to SGI's deplorable fault policy.

This is a cash grabbing scheme by SGI, which is also a government body and a business at the same time. SGI runs the entire driving industry here, from licensing to insurance- they cannot be avoided. Being found 50% at fault because SGI was unable to determine fault without a doubt to either party, will cost me points and tarnish my record. It also means I will be forced to pay one month of car rental and half the deductible of $700.

Saskatchewan needs better choices then SGI which is tantamount to a government mafia which needs to be dismantled in the name of privatization. As a crown corporation, they try to sell the idea they profited 45 million last year yet they did this on the backs and wallets of Saskatchewan residents, such as myself.

All I can say is that if you can avoid SGI it will be in your strongest benefit to do so, if you can't, continue to advocate and lobby your political representation for change which would permit private insurers to do business in Saskatchewan, allowing Sask residents to freedom of choice in whom they chose to do insurance business with.

My daughter was hit by a drunk driving a truck. Her body landed 12 feet from the spot where he hit her. This was his 3rd DUI. He probably stayed in jail for about 4 months. She has a permanent brain injury which leaves her fatigued, etc. She has chronic pain from her injuries. She is unable to work. SGI was terrible to deal with. Did not want to help her and more or less told her to learn how to deal with her new reality of life. I think most people think that when something this terrible happens to you that you will be looked after through insurance. We found out this is not so. We need to get rid of SGI.

SGI has disposed of my van and the claim has not been settled. Note it is still within the two year time period to settle. I had personal items in the van and SGI has been hardballing me on the price. They sent me a web site evaluation for $4550 and then promptly told me that it was only worth around $2200.
They are now up to $3300 less the $700 deductible. They are not making any comment on my personal items.
Now I am presented with the cost of a professional arbitrator which I have no idea where or what that will cost or if it would be worthwhile.
I asked SGI for what they got for the van when it was disposed and they remain quiet.

I was in a wreck were my truck accelerated uncuntrolably I intentionally hit the ditch to miss a oncoming truck the rcmp found no fault and I wasn't charged. Skip to may 30 I go in to get my truck estimate and to see my adjuster and I have a recording of her saying yes the 2005 colorado did have a recall point for a throttle problem but since its an older truck it shouldnt have happened so i handed in some print outs of similar events where the truck accelerated uncuntrolably. June 16 I find out I am 100% accountable for the wreck. June 23 I asked for a higher up they called me and stated that there was no recall on 2005 l5 colorado throttle control only the v8...... no v8s in 05.

RE SGI is evil,
My advice to you is get on your computer and start finding comparable sales for your vehicle. I would also tell SGI you want to save your vehicle and you are not accepting their lame offer to write off your vehicle. (Oh sure you can buy it back and go thru inspections to re insure your vehicle but keep in mind this action could be a potential nightmare). Inform SGI you want to go to arbitration then hire an arbitrator! You will have to fill out a form in regards to what you think your vehicle is worth, your arbitrator should help you with this. Google vehicle appraisers or look in the yellow pages under auto appraisers/arbitrators. I went down this road last fall it was the best $250.00 I have ever spent. After winning my case my SGI adjuster calls me and acts like my best friend telling me how great it is that my vehicle is being fixed etc. Please! Hire an arbitrator!

Two years ago someone hit me from behind when I was stopping at a red light and SGI said it was my fault as my story and the other drivers story didn't match. They told me to take the guy to a small cliam court. They took points of my license and made me pay for each point as well as my deductable.
To mak my life more misreable, last week someone hit my car when it was parked on the street and the driver ran away. It probably happened overnight as there are no witnesses. I took my car for assessment and the assessor started accussing me that this is not a hit a run. He is claiming that I hit my car with concrete. The assessor also was trying to make me change my statement threatening that if the truth doesn't come out SGI won't cover my claim. I told him why would I lie, I am paying for extended insurance and my deductables is only $100 and he started making face and he embaressed me infront of other people at the claim centre. I am not sure what to do, my car is supposed to be written off and now I will lose $16,000.00. Why are they so evil? The assessor was son of a Satan. What is he lying on his report?

I got in an accident and was not at fault. My car is a 1997 so I asked that my receipts be accepted into the estimate so I can get the proper value for my car because it seems it is cutting it close to being "totaled" despite it being drivable. The claims rep does not want my receipts. I am aware that previous damages mean where the driver hit me they do not have to fix, but I ask myself why I pay insurance then. that is a personal opinion. I am also finding it very hard to believe that my car is valued so low and because of that I am not able to get a car rental. I am not at fault here and the service I have received over the phone, the tone seemed like it was my fault. I want to keep my car and I pay insurance very year, and even when I get hit by other drivers I have to pay damages that were existing but got WORSE by them, and I don't get rental while by car is being fixed. This is disgusting.

According to the SGI and police, if a police does not clock the speeds of the vehicles in a crash, you have no ability to state the other party was speeding. So, in short, there's no difference between a 1 km/h crash and a 1000 km/h UNLESS there is a cop to clock the speeds. Remember that next time, that in the off chance a police officer pulls you over for "speeding" and he didn't clock you, that he can't legally issue you a ticket.

Furthermore, they compare your vehicle to ambiguous Kijiji adds comparable to your vehicle. The vehicle ads will not display their VIN (SGI won't even obtain the VIN's for every vehicle listed on their comparison list while they call you crazy for requesting a simple verification of those ads) on the comparison sheet for your write-off, nor do they show pictures of said vehicles. This provides a open spot for people to scam SGI and falsely make ads on Kijiji of their exact vehicle model, post them on Kijiji for outrageous sums of money and then receive a lump sum BASED solely on the invalid ads SGI checks. Very professional and well done.

Overall, I'm receiving less money for my vehicle than what I put into insurance for a vehicle that was rated all good on all sections of the SGI inspection. This does not make sense as someone who pays 1000$ for a 30,000$ vehicle will receive 80% of 30,000$ for merely 1000$ per year of insurance. Sure, this is good for rich people, but SGI is essentially a social construct meant to be GREAT insurance for LOW price. However, thanks to right wing, it's not that way anymore, and they don't operate at cost and work in gold plated sky scrapers.

Would recommend public transportation or cycling. You're better off disturbing with a pair of in-lines or bicycles than dealing with no-fault insurance OR mindless babble about how all the hard evidence you have is invalid because they say so.

SGI never even look at my truck when I was hit from the back and the accident was not my fault they just denied the claim I am now out of work and living the salvation army homeless shelter

I was in accident jan2 1900 hours another truck(ryder) hit me from behind and damaged the trailer and load restrainsts. I took the load to alberta delivered as per dispatch instruction with a damage front anddriver side window broken hood, hood hinge, electrical not working broken mirrows and vibration in the steering after the accident, On jan 6 I took the truck and trailer back to Saskatoon and phoned SGI. and had 3 sep shops look at the truck. the western star dealer told me the truck was a write off. I went back Ontario with the truck through mi with broken window no horn or broken hood hinge. I waited 2 weeks in Ontario for SGI. to look at the tractor both SGI. and my employer RSB knew wher the tractor was after 2 weeks RSB was wanting me to get some repairs done so I could bring the truck out to Saskatoon for SGI to look at it. the truck sat in sask atoon for 2 days waiting SGI to look ast it my uncle was very sick so they gave a load back to on. as my father brother had died. I took a week off for that and told SGI were the truck was. SGI. then waited a second week to tell me to bring the truck out to regina so that they could look at . I told the the truck might not make it they told me to limb the truck out or tow it out at my expense.