Mortgage Reviews

Scotiabank Fixed Mortgage Consumer Reviews

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(54 reviews)
Scotiabank Fixed Mortgage
3.4 out of 5 stars:
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by Alex Salty on Feb 14, 2017
3.5 out of 5 stars

I had a fixed rate mortgage with Scotiabank after I have purchased my first property. The rate was quite good - my mortgage broker was able to find it for me. The customer service though was just ok, not spectacular. I realized it after switching to RBC where I currently have my mortgage. Also my wife had her mortgage initially with Scotia but when we went to a branch to discuss some additional aspects such as taking out equity from the existing property it seemed that the level of knowledge varied greatly across staff members - some mortgage specialists were quite knowledgeable but others less experienced. We felt that RBC really appreciates our business as opposed to Scotia. So we are happy about the switch.

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by Chad O. on Feb 11, 2017
4 out of 5 stars

excellent customer service competitive rates online capabilities to view mortgage status responds to questions in a timely manner convenient lacations for face to feac meetings when required

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by Josefina F. on Feb 11, 2017
5 out of 5 stars

I find they give me everything I want and are pro-active. They call me to renew early if the rates are good

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Tangerine World Mastercard®

Tangerine World Mastercard

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard. 
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by William L. on Feb 11, 2017
3.5 out of 5 stars

It was all very hands-off dealt with mostly by a real estate agent. I only got involved when it was time to sign.

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by Michelle C. on Feb 11, 2017
4.5 out of 5 stars

They were very upfront with me about fees and their contract. They ran through the contract with me and compared different products so I would get the best value for my needs.

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by Hazel C. on Feb 11, 2017
4 out of 5 stars

Lots of prepay increased payment matched payment options to pay faster. Wish I had digital access with tools to track payments progress interest etc.

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Tangerine World Mastercard®

Tangerine World Mastercard

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard. 
What else will you get:

 

  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Mobile Device Insurance

Get this card / Apply online

N/A

by Ruby S. on Feb 11, 2017
4 out of 5 stars

Everything was prepared and explained. The rates and the payments were properly set up. All questions were answered. The bank treated me well.

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by Sam F. on Feb 11, 2017
5 out of 5 stars

Scotiabank was extremely excellent in processing our mortgage. They were very informative and explained every step of the process to us.

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by Flora J. on Feb 11, 2017
5 out of 5 stars

Online access to mortgage. Excellent mortgage rate-- better than expected. Excellent customer service. We had all of our questions answered. For the application process we had to go to a mortgage broker which was a little disappointing because we already banked at Scotiabank.

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Tangerine World Mastercard®

Tangerine World Mastercard

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard. 
What else will you get:

 

  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Mobile Device Insurance

Get this card / Apply online

N/A

by Lena F. on Feb 11, 2017
3.5 out of 5 stars

Hard to get a hold of loans manager to make changes. They promised to call and didn't and never returned messages. I had to go in and make changes with another person at Scotiabank

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