Primerica Life Insurance Company Life Insurance Reviews

Discriminates against Homemakers! Apparently, Homemakers are not worthy of life insurance according to Primerica. No income - no insurance.

If I could give Primerica zero stars, I would. When I called customer service to cancel my membership, a guy told me he cancelled it. After a couple of months, I noticed that Primerica was still charging my bank account. I called again and a woman hung up on me after I told her I’d like to cancel my membership. I called again and I was transferred to someone else, then put on hold multiple times. Finally, I spoke to a woman who has said she cancelled my membership. I cannot get a refund for a service I was not using nor can they tell me why another man told me he cancelled my membership when he really didn’t. This is all a scam to get your money. They’re sneaky enough to make you feel comfortable enough to believe them. Their agents are horrible.

A representative of this company has been forcing my parents to make me get an insurance and is doing it without my discretion. Would rate 0/5. I am of legal age and she should respect her client's request not to keep on bugging him.

Frustrated My name is Joeann Green cancelled policy 3 months still waiting on refund check

(1) Primerica employs a one size fits all philosophy. Term insurance may often be the best solution but what if insurance is needed a lifetime? Examples: disabled child, to offset taxes, funeral expenses for life.

(2) Primerica is more expensive than the traditional life insurers such as Sun Life Financial.

(3) Primerica's term policies are never convertible to permanent insurance, whereas traditional insurers allow this.

(4) Primerica is the only company that allows advisors to work part-time.

I compared pricing online and Primerica was charging my wife and I 63% more than equally rated insurers. Won't deal with them ever again.

Primerica only sells term life insurance. What if I want permanent insurance - where the insurance never expires and the premium never increases?

I want a choice! Therefore I will buy insurance through a "real" life insurance company.

I have dealt with two different Primerica agents on two different occasions and both were unethical and unprofessional. Neither one of them is educated or works full time for Primerica. Why would I buy my life insurance from someone who doesn't know much about insurance and only works in insurance a couple of hours a week because they have a full time job elsewhere?