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I bought an insurance policy with them for one year due to the allure of buying only what I need for coverage. After one year passing by, my rate skyrocketed by 2-3x the original price. No claim history on my policy. Square One’s tactic is to get new customers in with cheap monthly pricing. When it’s renewal time, they hike up the price... with the price being way more expensive. I do not buy insurance from them anymore.