Flooded Basment
by janavan on Jul 23, 2015
5 out of 5 stars
After an extremely frustrating experience with our previous home insurance provider, I started shopping around and received a quote from Square One. I was very impressed with the quality and efficiency of the service we received from Jas. We were able to get a policy that better met our needs at a very good price.
It's so easy and I could customize my coverage. Took even more coverage from the previous policy and saved $500.00 annually. I realized I was being ripped off by my previous broker. I recommend this hassle free tool to every one. Please note in two occasions my home policy was cancelled due to miscommunications (having no fault of mine). But I was forced to pay extra last two years. With Square One, I really now have a peace of mind. Nevertheless, not sure how would they behave once I need them most. Overall, it looks Square One would be good.
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Now that was a refreshing experience. I completed a few other quotes prior to finding out about Square One and grew a bit frustrated from all the same questions (which you often don't know the answers to) leading to the same expensive premium. Square One got it right sinced they've aligned with modern society - quick, easy and online. :)
I am currently thinking to move away from TD Insurance where I pay over $65 / month for my townhouse insurance policy without sewer backup coverage. So I checked Square One Insurance to see if their price is competitive. The online quoting was simple, easy-to-use though a bit long. It was very helpful that at the end one can go through all additional options such as insuring special home items, earthquake coverage etc. For example I added an extra option to protect my fiancee's ring which might not be covered under my current policy. At the end I landed at $34/month including all extra coverage I wanted. So now I am thinking to switch from TD Insurance but I need to check first if my TD auto insurance rate would go up (I have a bundle of home and auto insurance with them). In any case, the price that I got with Square One Insurance is significantly lower than with my current insurer. It would be interesting to know if anybody had a claim experience with them?
I purchased my online policy in 20 minutes and saved over $140 yearly. I would highly recommend you try out sq1.
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I have a 2-br rental suite in my home, a week before a new tenant was to move in my basement flooded as the water main broke. There was about 1 foot of water in the whole basement. I called Square One and they immediately sent out belfor a restoration company and a claims manager. They replaced my wood floors, baseboards, walls and carpets. I had purchased rental income coverage and they paid me for the month I lost. Overall, they delivered on the claim and I was extremely happy as it was dealt within a timely manner.