CNS - Canadian Northern Shield (RSA) Home Insurance Reviews

CNS said we are using our woodstove too often and not our oil furnace which is our primary source of heat -I did not know exactly how many cords they asked me of wood we use so I said 4 cords... Well, we don’t use that much and only use the wood stove in cool months just to heat up the home in the mornings. Renewed oil tank and put in a cement pad, got new water tank system installed as they needed and yet they are still going to lapse the policy - some insurers won’t even insure with an oil furnace in use. What do you do!?

CNS has been my insurer for over 20 years. I have had 2 claims in that period and both were handled exceptionally well. The last claim involved a flood in my home leaving it inhabitable until restoration could be completed. CNS had me set up with temporary lodging within 2 hours of calling them and filing a claim. I have found their rates to be reasonable, however, since I have been with them for so long, that does help reduce my premium costs