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Had a hail claim on my roof. 10 neighbors on my block all had hail claims too. 2 of us had SGI home insurance. 8 roofs were fixed, 2 were not. Guess which two? They said I did not have hail damage on my shingles, but they allowed a hail claim on my roof vents, chimney and air conditioner. So how can I have hail damage on those and not the shingles? They offered a $700 payment on those, but then my insurance rates would go through the roof. I am really scared that on a basic simple claim, should be a no-brainer, what happens if I had a house fire? I spoke with many people who shared the same story with me, and roofers all say don't even bother with SGI.
Had hail damage, literally every house surrounding me in the neighbourhood had shingles replaced. SGI said my roof still had five years. I looked for myself, shingles were down to the paper in places. Never never again would I use or endorse this company... never! Super bad! Don't waste your money.