Meloche Monnex (TD Insurance) Home Insurance Reviews

Recently I had need to insure my home and a second property. Called them twice and both times a promise to get right back to me. Crazy part is they were familiar with my property as they had insured it over the last many years with the exception of 2017. Plus I have vehicle insurance with them. That was early Dec. the first time and mid Dec. the second time.

No response to date!!!!

I have an auto insurance policy with TD Meloche Monnex. An agent offered insurance on the contents of my condo apartment and I requested confirmation by email. It did not come and I learned on inquiry that they withdrew the offer because my apartment is not presently insured. I see no sense in that because what is insured is the same. I was told it was their policy. Other bank-based insurance companies told me the same. Why? Are the insurance companies conditioning people to insure their valuables with them at all times?

I had applied online and then called TD Insurance (Meloche Monnex) immediately. My online quote was $1,150. The representative on the phone gave me a quote of $1,577. I told him the difference was too great. He agreed to let me apply online again while we were on the phone. We used the same criteria on the quotation. The result was $1,150. He asked me to wait for 5 minutes and then said that the best he could do was $1,517. I got another insurance company quote (same terms) for $940.

Very comparable to other products on the market.

They are helpful and knowledgeable when I have questions.

The rates seem to be reasonable. At one point they rose them very steeply in one year, so I had to cut back on my coverage.