Increase in Home insurance
by dhoggard on Mar 11, 2014
1 out of 5 stars
Home Insurance Reviews
Meloche Monnex (TD Insurance) Home Insurance Reviews
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(164 reviews)
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Very comparable to other products on the market.
I've had TD Melloche Monnex home insurance for approximately 10 years. When I first researched home insurance they were the cheapest (it's now been 10 years so not sure whether this is still the case). I've had a couple of claims and the experience has been very positive. They were quick to respond and pay my claim and I was happy with the customer experience.
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I decided to go with TD 2 years ago. Find out that my premium has doubled in 2 years. Live in Winnipeg. Sorry what happened in Calgary and Toronto, TD. My $50,000 sewer backup is now $5,000. Over $1200 a year plus taxes for a 1220 sq. ft. house. $1000 deductible to boot. Been claims free for 16 years now. Can do a heck of a lot better than this elsewhere.
After being with this insurance company for 15 years with no claims, I received a call to informed my that the sewer backup policy will be changing from $100K to $15 K starting 2014. I however will be paying for the same premium. If an incident will ever happen what can $15K fix these days???
From Lethbridge, AB
Comparing prices with other companies, it's always been the best priced for the same coverage. Dealing with them has been easy and claims were handled quickly and without any problems.
Mine increased by 45% due to floods in Calgary and Ice damage in Toronto. I am currently with TD Home/Auto and they said they have increased everyone's from 25% up to 72% from last year. My increased was another $200 per year. BTW, I never had a single claim in all my years of owning a home. As home insurance is not regulated "from the manager", they are able to spread their loss across Canada.
I do not live in or near Calgary or Toronto and I am being penalized so they can recover their loss! Definitely looking at other insurance companies and I am spreading the word around to my friends and family!