Walmart MASTERCARD Consumer Reviews

Do not. Do not do it. Do not even contemplate it. Got the card, it’s been hacked three times (awful security). The bigger nightmare is trying to close your account. Closed my card (or so I thought) yet another payment magically showed up three months later that I had no clue about. Ended up going to claims and my credit score dropped by 150 points over 2 months. I’ve had a flawless credit score for 12 years. Do not, Do not, Do not.

I do not understand why this card has so many security blocks. I go abroad and I left notes telling them was travelling and they still go ahead and block my card. Also to get unblocked was a disaster and the lady kept me online for an hour asking all kinds of stupid questions. For a small $3K limit card this is annoying and the service very bad as they kept transferring me between departments.
Horrible card - stay away!

My card was blocked so many times and these stupid customer service representatives from the Philippines couldn't help!

Keep saying someone will help me then drop my calls and give me a different number to call over it... I haven’t received my card in three months don’t go with them! The worst Mastercard company! I’m calling to cancel and speak to a manager!

I got a credit card from Walmart. I used it and shortly after I was told my card was locked by Walmart and the security department had to verify my identity and I needed to fax a copy of my Drivers license and utility bill. It’s been over two months. I keep calling to ask if the fax was received and status on the review Walmart security department says they are doing to only be told that someone will call me once the review is done. These practices by Walmart are crazy and there is no manager or supervisor overseeing the Philippinos answering the calls. This is the first time that I had been approved for a credit card online and such weird practices have been used by the creditor. I would not recommend Walmart Credit Card to anyone. Why bother give you a credit card if you don’t want the customer to use it. Your fraud department needs an overhaul. Walmart secret shoppers racially profile blacks while they shop and is not a good practice

They are a fraudulent company preying on newcomers. The card is free, but the cost and risk are too high if there are any issues with automatic payment, unidentified transactions. They reported incorrect info to the credit bureau and then said sorry, it's already reported, so they can do anything. My score fell from 817 to 647 after working for years to build my credit as a newcomer! Stay away from this credit card. It is the worst ever!

The service is terrible! Points are only credited if you swipe your card. Tapping your card does not
give you any points. The machines at the store do not work most of the time. Payments made at other stores are denied despite having a clean record. I will NEVER AGAIN use Walmart Mastercard!

I got the Walmart credit card when I shopped for $50 and they gave me a $15 discount for it. Then I called to activate my card but they tried to upsell like there is no tomorrow, trying to sell life insurance and lots more, I kept saying I don’t want anything else but there was no stop so I lost my trust and cancelled the credit card. Then I got a bill asking me for that $15 back. So much time and stress over this.

In April two large fraudulent charges were posted on my card. I phoned and notified them they were not mine. Walmart agreed the charges were weird however, they didn't take them off my account. Said they needed to investigate. Three months go by with me calling in periodically to check the status. Today, in July, I closed my account and filed a formal complaint as the charge still remains. I checked my credit rating and it has dropped 113 points over this (815 to 702). Last month the security department told me it was fixed and to wait until the next billing statement. This month they said the same thing. I will be contacting the credit bureau to try and restore my rating. Stay away from this junk and don't get caught up in their spiderweb of incompetence.

Very poor process of unblocking card, it will take two weeks, doesn’t explain why they blocked the card, they will ask you personal information over and over and over and yet it is not enough to help me resolve my problem. It is already two weeks since the card was blocked, and told to wait for another 7 to 10 days, I cannot use my card,