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Desjardins Insurance Auto Insurance Reviews

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(267 reviews)
Desjardins Insurance
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EXPENSIVE

by Go With A Broker on Mar 18, 2016
1 out of 5 stars

I am 52 years old and I have been with State Farm since I was 16. Desjardin bought State Farm in Canada. I have 3 cars and my home insurance with State Farm. I received my first automobile insurance renewal with Desjardins and they raised my rate by 20% for absolutely no reason. That prompted me to shop around for an alternate insurance company. I was paying $ 465.00 per month for 3 cars and my home. My new rate with the same and even better coverage through a broker is $ 322.00 per month. That is a savings of over $ 1700.00 per year. After reading the reviews on poor customer service offered by Desjardins (Certas) I am happy I made the switch and I encourage all current State Farm/Desjardins/Certas customers to look at an alternate provider. I would suggest going through a broker and using Royal Sun Alliance

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run from them!!!

by disgusted on Feb 15, 2016
1 out of 5 stars

tried charging me $160 a month for storage insurance for my '88 Jaguar XJS, OUTRAGEOUS, I'm LEAVING THEM!!

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run from them!!!

by disgusted on Feb 15, 2016
1 out of 5 stars

Tried charging me $160 a month for storage insurance for my '88 Jaguar XJS, OUTRAGEOUS, I'm LEAVING THEM!!

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Minus rating

by Still angry on Feb 2, 2016
1 out of 5 stars

It is so sad that Statefarm Canada was purchased by these robbers! I was a 30year client with Statefarm and have nothing but praise for the honor and integrity of that company. Fair, honest and easy to deal with. When I got notice of Des Jardin's buyout effective December 2015 I was aprehensive but but left my coverage with them for the past year. It has been a year of frustration and immense dissatisfaction. It ends today!
You see I had a minor accident last year. I backed into a car and the square part of my trailer hitch left a mark on the other guys bumper. Like a good dooby I called the claims number (no point in trying to deal with the local office cuz they don't do that anymore!) I told them what had happened BUT said that I doubted it would be much more than the deductible of $500.00. What? Guess that was the wrong move*# I'm honest and up front. Not so with these guys. The damage was just over $500... So NO CLAIM. That's what I thought, and what was confirmed by them when I called them back to say there was really no point in putting in a claim.
Today I was told that my phone call meant I had an "at fault accident". And my insurance was going up on this vehicle by $500.00! WTF!!! They paid out NOTHING! And I spent more time on hold than than they spent speaking with me! And we have three other vehicles insured with them so add it up folks and they would all have an increase. I feel insulted and very angry. But that's the way they do business. Complaints mean nothing to them. Even my local guy agreed that they were bad to deal with when there is a claim... A real claim that is.
I feel sorry for all the Statefarm guys that are now working for this unethical, rude and disrespectful company. After 30 years I'm gone. Of course I'll wait til March to pull two of the vehicles because the penalty is ridiculous if I cancell now. God forbid I have to deal with them in the meantime.
I can't say enough about how rotten they are. I will tell any one who will listen to run as fast and far as they can from them! (Wonder what it would be like if you had life insurance with them and you died? )
Wish I could send all these posts out to tell the world how dishonest and arragant this company is! Maybe I'll just send the like to everyone I know and all "their" email addresses I can find.

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The Worst company

by harisansari93 on Jan 25, 2016
1 out of 5 stars

i was involved in an accident december 11 2015 not at fault , it was completely the other drivers fault as he didnt stop at the stop sign and t boned me.the car was totaled and written off. Sophia was the lady that was dealing with my case . today is january 25 2016 and i still have not received any funds for the car and Sophia is not where to be reached, constantly trying to fight my way through to settle the case and almost 40 days later the case was settled but it wasnt easy. this lady Sophia did absolutely nothing for me and she should be fired if you do decide to go with this company getting insured is the easy part. god forbid u get into an accident not at fault be prepared to wait over 30 days to settle the case this company is a joke, very organized unprofessional and just plain rude. words cannot describe my frustration with this company which has resulted to me writing my first ever bad review about a company . i give this company -5/5

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Worst Experience Ever

by sun on Dec 21, 2015
1 out of 5 stars

Was searching for less paying insurance on car, at start the agent provided a low price then after couple days before policy too over are increased the price has charged payments then after month and half the Desjardins canceled our both car insurances, Worst insurance company ever,

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Do not get car insurance here

by Jay on Dec 8, 2015
1 out of 5 stars

This company is a joke they raised my monthly payments without informing me and then told me it was due to the truck I drive and that sorta truck has had more claims in the last year and the area that I live in has had more claims in the last year I have never even had a ticket in the last 10 years I have been driving let alone put in a claim with these retards get you insurance somewhere else!!

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They laugh when you claim!!

by true-bad-experience on Oct 21, 2015
1 out of 5 stars

It's in Quebec. I "too luckily" got an accident in shadow of a bridge in downtown and so called them to make claim and ask them to make claim to the city. The lady said yes but then went for vacation without leaving any record to others. I had no choice but to wait for her back. When she came back 2 months later(that kind of claim to city has 15 days limitation after incident), I called her again but she said she didn't know AND she didn't say that she would make claim to city! And I heard she was laughing when I said she might cause to lose money on deductible of repairing and future premiums!!
I complained that to Desjardins and asked them to pay me back the deductible and change the claim to not-at-fault, but they just kept saying even if they had made claim to city in time, it would still be my fault!!
In conclusion, they don't respect your feeling!
They don't want to pay you for their fault!
They just want your money!

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Info Changed Without Consent

by unhappywithservice on Oct 8, 2015
1 out of 5 stars

I got a letter stating that my insurance would be canceled , when I called them they said they tried to contact me and the numbers don't work, when I ask them what information they have on file me ,my email was incorrect,my numbers was changed and they cant seem to tell how yet they canceled my insurance on the bases that they tried to reach me at information which I didn't change.

I asked them what does the record show, and how come no one asked me my security question which was on file...I spoke to two agents and none of them could tell my why they didn't ask me my password they were like "oh Im sorry" may I have it now.

So now if it out of their control like they said on my record I will have a cancelling due to non-payment of bill but they messed up my file ( MY CARD WAS EXPIRED AND I WAS WAITING ON A NEW CARD IN THE MAIL) and I called them before it all yet my information seem to miraculously changed and had an accident while insured in September and now IS October and all of a sudden my info change,, and they were contacting me on the same information to handle my claim.

I will never recommend this company to anyone even if its ontario or another province.

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SCAMMERS DESJARDINS

by DONT WAST MANYE FOR DESJARDINS on Sep 27, 2015
1 out of 5 stars

Irresponsible! The worst insurance company! 1) Once removed within six months with the money from my account, without permission insured my home and withdraw money for full coverage on the car even though he was old for their understanding. I was brazenly robbed DESJARDINS. 2) When my house was robbed, they have not reimbursed payment our lost, not respond to calls for more than a year.

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