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Hi, we have had a bad experience with Desjardins. My husband hit 12 point buck hit our car totalled our car lucky he was not hurt. Did they even ask we are still fighting to get our money? We have been there for over 20 years with many cars insured at this time... They still have not done anything except give my husband a headache. Husband went to the office and our agent was rude to us. We will be changing because this is so sad to pay the amount we do and no help from them! They offered us a sad amount but they took our money every month plus our houseboat and 4 wheeler are with them they might miss us but we will not miss them!