Best rate, bad cancellation
by jsilver on Oct 27, 2020
3.5 out of 5 stars
Car Insurance Reviews
Belairdirect Auto Insurance Reviews
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(527 reviews)
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Agent/rep availability (1)
Agent/rep callbacks (1)
Billing/payments (2)
Cancellation experience (2)
Claim - adjuster (1)
Claim - not-at-fault (1)
Claim - rental car (2)
Claim - repair shop (3)
Claim - total loss (1)
Claim - windshield/glass (1)
Claim payout amount (1)
Claim processing time (1)
Complaints/ombudsman (1)
Insurance Rates, Prices (4)
Phone wait times (1)
Policy coverage (2)
Renewal experience (1)
Roadside Assistance (1)
Review author
I had liability only, another driver hit me, and their insurance company declared my vehicle a total loss and gave me a small payout. Now I don't have a vehicle, so I called Belairdirect to cancel my liability insurance. Their agent couldn't tell me exactly what the cancellation fee, said it was small ("around $20"), and said there might not be any fee since the cancellation reason was a total loss. I calculated it and the fee amounts to 10% of the payment for the remaining time, $39.20 in my case.