RBC Insurance Auto Insurance Reviews

I've been hung up on 4 times out of 5 times I've contacted this horrible company. Not hung up because of me... I never even got to speak to an agent. Just waited on hold or waited for a callback and when it rang to an agent, I was hung up on. So that wasn't the beginning of my HORRIBLE experience. At first, they upped my truck insurance $30/month. I called a bunch of times with the hang-ups, fuming mad, finally got them to reduce my rate as I was working from home. Set up an online account so I didn't have to deal with them... NOPE....they put my spouse's car under my account and today I tried to contact them back to fix it.....same hang-up issue. Waiting for the second callback... Will see if that one works. But now I'm done so I'm going to research other companies.

Their waiting time on the phone is insane!!! Then at one point, it will say if you want us to call back please press 1 and you won't lose your spot we will call back within this minute to these minutes (ex. 39 to 47mins). Trust me you won't get a call on time! They will call you back after 1 hour and when you answer they will put you back on hold for another hour!!! What is the point of asking to call back?? I do not suggest this company at all they do many mistakes as well. Overall they are irresponsible!!

Miss information from the agent forced me to cancel and look for another auto insurance provider because I can't add back my son to my policy even though he was insured with RBC before and after he got his tickets and for years. The agent told me I can add him back to the policy when he comes back from abroad. It was very disappointing after all these years dealing with RBC :(

Initial rates are reasonable, but once you become their client, they just keep increasing premiums without any explanation and waiting to speak to someone at their call center is also brutal. I highly recommend going elsewhere!

The person who updated my coverage for a new vehicle had me on the phone for nearly 2 hours, didn't send the insurance policy to the dealership and made some careless mistakes. She did try to sell me on a bunch of other products I didn't need or want though.

I had a stone chip in my windscreen within days of purchasing my new car, a Subaru Crosscheck. I had called the phone number on the liability card to enquire about whether I would have to pay a deductible or not if I made a claim to repair this stone chip. I was passed to three different customer services representatives, berated for calling the incorrect number (despite this number being on the liability card), and apparently annoyed the last of these customer service representatives because she became exasperated that I would not just make a claim without knowing whether or not a deductible was involved. This last customer service representative put me on hold for over 45 minutes. Unbeknown to me, this then put me into afterhours and your afterhours customer service representative could not help me.

RBC Insurance has only offered a 4% discount on my auto premium during my temporary layoff due to Covid-19. I have never been late on a payment or made a claim, and my driving record is perfect. The agent was less than helpful. They claim to provide support during this difficult time, REALLY?!

We called RBC customer service and waited for 2 hours before somebody picks up our calls. Due to the current situation right now we heard that another insurance company is giving a discount because we are not using our vehicle as we are working from home for almost a month now. RBC Insurance did not help at all. What they offered is to suspend the insurance and therefore you cannot use your vehicle at all. What kind of service they have. How can you not use your car especially this kind of situation, of course, we need to go out at least once a month to buy groceries but that is in your nearby area. We are only asking for a discount. It is so frustrating.

We have both auto and home insurance with RBC. Every year the principal payments go up without any reasons for that. We didn't have any claims, the same car, the same house. After almost 2 hours on the phone with a representative, they didn't give me any option to put payments down or to explain why I should pay more. In addition to that, they told me that because of the mistake they did in our application the price will go up again next year. That's unbelievable. I will definitely go to another instance company.

Refuse to stop billing me even though I haven't been insured with them in months. Everywhere from claims to just basic customer support was an awful and aggravating experience. When I made a claim someone had hit and run me (another person was caught minutes after) labelled it as my fault and closed the case without notifying me. Fighting the case is almost impossible they claim not to have an ombudsman. Even paying for repairs they refused to let me get my car repaired anywhere but a one particular body shop chain. They are known and have experienced them raising prices mid-term without notifying you. It is not uncommon to be misbilled, double-charged etc... and they will claim that nothing of the sort happened to have to fight tooth and nail to get your money back. They wanted a 3000$ cancellation fee. Wouldn't trust this company if my life depended on it I urge everyone to STAY AWAY FROM RBC/AVIVA INSURANCE!!