RBC Insurance Auto Insurance Reviews

I was backing up a friends car, bumped into MY car, caused $2500 in damage. Rbc insurance said my friend's insurance should pay because it was his car. I was driving his car, it was MY FAULT but an accident. My insurance should pay not his. I have to pay out of my pocket. No way I'm going to get my friend's insurance to pay so HIS rates go up when it was totally my fault. I should have lied and said that I was clipped in a parking lot by a car that took off. They would've paid then. Rule #1 don't tell the truth!!

facts.

- 30 yo male, driving since 16
- no tickets/accidents/claims
- occasional driver (employer 1-2km away so no commute, I'm biking or walking)
- best neighborhood in the city
- 2 yo car

Premium quoted is half the liability coverage and TWICE the premium of TD.
Is that the best you can do RBC?

After getting quotes from numerous companies, I rate RBC as the worst. They interrogated me for 2 hours with questions no other company asked. At the end, they asked for LOE from the last insurance company and wouldn’t even finish the quote with a price until they got it. I’m so disappointed that I’m going to cancel my house insurance with them.

RBC insurance have completely destroyed my ability to have car insurance because of their dishonest practices. They claimed that I had two at felt accidents in a period of 6 years. In my very first accident ever, a large rock fell from a moving truck that was in a parallel 3 cars ahead of me. It came flying at high speed thankfully under my car and damaged the exhaust. They never told me that this was an at fault accident. 2 years later I had to go to a critical doctor's appointment and a flash snowstorm started on my way home. There were cars illegally parked on the road and a truck came speeding by me. As I tried to correct, I hit some ice and gently tapped an illegally parked car. I reported this claim knowing that I would be held responsible, and it was just unfortunate circumstances. However, I never imagined that that would get me blacklisted for car insurance unless I want to pay $1,000 a month in high risk insurance. I can't begin to explain how damaging this is for my family, and I am so devastated. These people have absolutely no moral compass. I was a customer for 15 years.

The first time I enrolled with them, I got a better rate than what I had previously. In one year, they decided to increase my premium by 30% for no reason.
Once I sold the car, I had to pay cancellation fees and I was not reimbursed for last month which I paid in advance.
This is really pathetic!
Cheap, unprofessional company !

I called yesterday evening and the recording said there wasn't enough time before closing to handle my request. I called back this morning right at 8:00 and am still on hold. I called the insurance number but was transferred to banking and then back to insurance. Terrible service. One of the hold recordings encourages you to make a service request by email and at the end, the chipper smarmy voice says "save time!". Does not make me feel like a valued customer at all, makes me feel like they think it's funny.

Promised a call back which never came. RBC Ins was 1000% better before its acquisition by Aviva. Will change my insurance rather than deal with 4+ hours-long wait time.

I called at 8 am this morning right when their hours open and was told approximately a 7-11 minute wait time. I have been on hold for almost 11 hours now! This is unbelievable customer service. All I want to do is change ONE THING in my policy. All I want to do is pick up my new vehicle and I ended up having to leave my current vehicle at my dealership so now I am carless all because I need ONE PIECE OF PAPER from this insurance company that I was told had been faxed to my dealership but WAS NOT. I am very upset and appalled by this poor customer service. 11 HOURS???? Like really? I know there is a staff shortage everywhere but 11 hours on hold?? That is just absurd. I could work an entire 8-hour shift before getting ahold of this insurance company. Ridiculous! BTW I am still on hold :)

I have been trying to reach RBC insurance for a simple policy change for an ENTIRE week. Been on hold for HOURS every day. Sometimes their automated system would say that the wait is close to 6 HOURS! That is beyond my imagination. I am not going to make the change anymore. I AM CALLING TO CANCEL! IF I can even get to speak to someone!
Also, at renewal, they increased my premium for no reason. The phone agents are mostly Indians who have no clue what they're doing and it's hard to understand what they're saying.

Been with them for three years. Tried to call to modify my coverage to lower my rates but had to wait over 2 hours. Tried calling many times each time waiting more than an hour before getting cut off. Never reached an agent even though I tried for over a week. Ended up going somewhere else instead and got a much lower rate! RBC is a waste of time and overpriced.