Aviva Auto Insurance Reviews

I really do miss RBC, Aviva is a horrible replacement. I wait on hold for over 1.5 hrs and still don't get the help I'm calling for. I have never waited on hold for so long. When I call anywhere else and there is no actual reason why I'm on hold for so long, it's ridiculous and maddening. Definitely need some better customer service reps

We called Aviva right away after doing our police report. We were frightened and expected Aviva to be there in our time of need. Our vehicle was hit from our rear by a big steel dump truck. We explained we were not at fault since the dump truck hit us but they refuse to believe us and delayed our process for almost 3 weeks. The adjuster was very rude and was the part of the main reason for the delay. They're very unprofessional, rude, unjust, slow, oppressive and most of all, they don't have any customer service skills. This was the most unpleasant experience and when you think things can't get any worse, it does with this company! They are unreliable.

Had to take them to court to get them to honour their all perils policy. Took 3 years but judgement went against them. They just didn't want to pay the claim, which was under $ 10,000. Employed a lawyer to find every technicality that he could. Must have cost them huge. Their ombudsmen told me that, "...he had been overruled by Corporate." More than 20 years a customer with no claims. The part that bothers me is that they face no consequences for their actions. FSCO is toothless and completely ineffective; a paper tiger without any power.

It is widely known among healthcare providers, who accept auto insurance, that Aviva is the most bad faith insurer in Ontario. If you have an accident, even if they fail in their aggressive attempts to discredit your need for healthcare service, they will refuse to pay the healthcare invoices. Your healthcare provider will not be able to complete your treatment plan because Aviva refuses to pay. Many Aviva insured car accident victims cannot access treatment because Aviva illegally withholds payment from healthcare providers. After many months of this abuse, we filed with FSCO about Aviva's Unfair and Deceptive Acts and Practices. Let's hope FSCO does its job.

Aviva and all of its' affiliates are the worst insurance company by far. It has taken me 4 days to get through to someone to file a claim and when I finally did, they were in no way apologetic to or considerate of their customers. And once I did file the claim, I was told that I have to speak to my broker to get the deductible waived as the damages were in no way my fault. So I call the broker and am put on hold again to be told that "no, we can't help you with that, you have to call the claims department again". So she transfers me to what I thought was the claims department, but it was not. Again I have to be put on hold and explain my situation again. When I give the guy the claim number, he tells me it doesn't exist. So I get transferred and put on hold again. Now I have to give all my information and file another claim. Then I'm told I have to wait 24-48 hours to have an adjuster call me, but there is no guarantee they will call me in that time, could take longer. And even then, I will have to wait for the appraiser. So it has been 5 days now and my car isn't fixed and it may take another week, maybe more, before I can get it repaired, but again, there are no guarantees. After all this, and I'm sure the frustration isn't over, all I can think is that the savings weren't worth it. If I had known it would be this much of a hassle just to file a claim, I would have paid double my policy to another bigger, more reputable insurance company. I am so grateful that I didn't get a home insurance policy with them as well. Do yourself a favour and sign with an insurance company that will actually help you in an emergency and give you what you pay for.

2016 my car was stolen in front of my home and guess what ....? They refused to pay because my credit was bad. That's the proof they had and the only proof. But that was enough for them not to pay me, so I had to go through hell sill: lawyers, lie detectors, interviews, being questioned like a criminal, being accused of theft and then the police called me to tell me my car has been found in a big investigation of car thieves. Believe it or not, they refused to pay the damages to car after that .... so if you have to use Aviva, drive without insurance, you're better off. ..notice all the reviews are 1 star, it's because you can't give them 0

Was with RBC insurance before they partnered for Aviva. I have been with them for over 8 years give or take. Called to have my insurance policy switched to driveway coverage after deciding not to fix it since it wouldn't be worth it. My payment went through the day before for service I was not using, so I asked them to backdate it - something that RBC did in the past. They said they would not do it, so I asked to speak to a supervisor. I couldn't believe my ears when they told me it would be a 4-5 week wait to get a call back from a supervisor. I have never heard of such horrendous service. I can understand 4-5 days but more than a month proves this company is incompetent and does not care about its' customers. I then said I wanted to cancel my service and they said it would be a months premium. After 8 plus years with this company, this is the last straw. Just a warning: pls, do not give this company your hard-earned money because they will not take care of you. I speak from experience as I also had an accident a year earlier that was not my fault and they gave me the runaround for 2 months. Come to find out they removed my claim advisor from my account, so no one was looking into it after being told time and time again it was being handled. Just warning, this company is incompetent and they are liars and thieves. Save yourself the headache and frustration. The company needs to be shut down and its board should go to jail.

Disorganized. Overburdened front line staff. No access to management to assist with any issues. Will definitely go with another company after being here for 15 years.