Economical Insurance Auto Insurance Reviews

Economical insurance only provides commercial driving records to the policy holder, or to their broker. So if you happen to need your driving record be prepared to beg your old boss to contact their broker and pray they eventually send it to you. What a horrible system, do they not realize companies close? And not everyone leaves on good terms? So in order to get my new job I have to get this letter of experience so I have to rely on my old boss who never ever even paid me on time to now be responsible to make this request???? How is that in any a cordage with the privacy act? Thank you economical insurance for high jacking my driving record and putting my future employment in the hands of my sketchy old boss who now won't even return my phone calls... this has to be illegal as its my driving record, I don't understand as the company I applied for broker tried to get it with a form I signed giving them permission to access this letter of experience... now I might as well just a ply for welfare as there is no way my old boss will make this request for me. How is this legal???? How is it protecting my privacy? Now my old employer is holding all the cards and is withholding my personal driving record????? I am contacting a lawyer.

I had an accident on the road in the snowy month last month. I stepped on the brake when I saw my car stop at the red signal, but my car stopped with a very slight sideways slip. Then the rear car collided with my car. And the Economical insurer concluded that 100% was my fault. Does this make sense? I am preparing legal action now. Do not ever join Economical insurance company.

I had 2 vehicles insured with economical for a few years before realizing I was paying too much! Possibly my broker should be blamed! Nonetheless I have cancelled my policies and moved to better rates and customer service.

No good, rip off people, stay away!! If you have a claim, get a lawyer to deal with them or they will just beat around the bush 'till you do.

This company will put you into collections so quickly, it'll make your head spin... And you won't even be aware of it! There is a horrific debt collection agency called MJR (Mississauga) whom The Economical uses to collect your payments. They (the insurance company) don't tell you so and there is no communications between MJR and the Economical. You have no idea who MJR is until you get repeated phone calls and harassment letters with totally incorrect info which you cannot make heads nor tails out of. It took me several months to finally track their errors down and 2 years to finally get it corrected! Stay away from The Economical and Perth insurance companies. They're a totally irresponsible and unprofessional company.

Since economical rates increased to a ridiculous rate I requested my broker explore other options prior to resigning for a new term and let me know the cost. this was not done. Then rates increased again so I asked what would be any penalty I may incur if I switched and to please find a better provider.
The broker was no help so I switched myself to TD as it had the best rates and user friendly language. I was told the penalty for cancelation by my broker and when the final bill arrived it was double that amount. Although I had prepaid for the final month they claimed "the time at risk" was not actually covered by my pre payment and the penalty now had an additional 50% that would be charged. I had been with this broker, now bought out by RJ Gallagher, for thirty years never a missed payment, however when the bill arrived it had threatening collection notice language in large print and no explanation for the additional costs.

0 time for you on the phone, paid them for 9 years without claim, someone reports an accident (no damage). They sky rocket rates. Worst customer service I have ever received.

Just started a claims experience with EC....there customer service people are fine unfortunately I am at Day 7 and there hasn't been an appraiser to see my car yet, probably because I don't have Loss of use coverage so they aren't wasting Their money on a rental

Claim #1193XXX

I got in a no fault accident on my side. The car was brand new - I literally bought it 27 days before the accident. I paid $23,500 for the car.
The car was totalled - air bags went off etc. I asked for a cash out so I can buy a new car. Yet I was refused.

Instead of getting a cash out for 23,500 plus tax ( about 26,000). The insurance company repaired the car for about $23,000 plus paid $3000-4000 of rentals etc. Which totalled more than what the car was worth.